1313 W North Bend Rd, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1313 W North Bend Rd, Cincinnati, OH 45224

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,133 sqft · built 1940
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jul 2017)
Tax Bill$2,554 (2025)
Deeds & MortgagesJul 2023 Mortgage
Nov 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN236-0001-0023-00

Property Details

APN / Parcel Number

Primary APN236-0001-0023-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,133 sqft Living Area
Gross Area3,399 sqft
1st Floor Area1,133 sqft
AtticAttic
Attic Area1,133 sqft
Basement Area1,133 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,053 sqft (0.116 acres)
Lot Dimensions105 ft deep x 48 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1313 W NORTH BEND RD
CityCINCINNATI
StateOH
Zip45224-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal DescriptionNORTH BEND RD 48 X 105 SS NORTH BEND RD 1305.20 FT W OF C L ARGUS RD
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2004
Census Tract8201

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1313 W NORTH BEND RD, CINCINNATI, OH 45224-2605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
Nov 26, 2019Loan Modification, Mortgage
CITIZENS BK NA
Aug 9, 2019Loan Modification, Mortgage · FHA Mortgage
SENIOR FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleNov 14, 2007 · Amount on Record
Deed Document Number201763146
Prior Transfer DateJan 25, 2012
Prior Transfer Doc0000000772
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1313 W NORTH BEND RD, CINCINNATI, OH 45224-2605
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313W W NORTH BEND RD, CINCINNATI, OH 45224-2605

Mortgage

Document Number0000048168
DateJul 13, 2023
Book Page14956/534
Instrument2023-0048168
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02940
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueSep 1, 2049

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address1313 W NORTH BEND RD, CINCINNATI, OH 45224-2605
Document Number0000112316
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 W N BEND RD CINCINNATI OH 45244, CINCINNATI, OH 45244

Mortgage

Document Number0000112316
DateDec 19, 2019
Book Page014067/000188
Instrument112316
Lender
NameCITIZENS BK NA
AddressGLEN ALLEN, VA 23059
Agreement
AmountAmount Recorded
Term360 Months
DueDec 18, 2049
Interest
Rate4.37%

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address1313 W NORTH BEND RD, CINCINNATI, OH 45224-2605
Document Number0000112554
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 W NORTH BEND RD CINCINNATI OH 452242605, CINCINNATI, OH 45224-2605

Mortgage

Document Number0000112554
DateDec 19, 2019
Book Page014067/001427
Instrument112554
Lender
NameSENIOR FNDG
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,554.00 (-0.39%)$42,791 (-) Land $8,561 Building $34,230$122,260 (-) Land $24,460 Building $97,800
2024$2,564.00 (-2.21%)$42,791 (-) Land $8,561 Building $34,230
2023$2,622.00 (+15.35%)$42,791 (+28.69%) Land $8,561 Building $34,230$122,260 (+28.69%) Land $24,460 Building $97,800
2022$2,273.00 Homeowner's exemption$33,250 Land $6,972 Building $26,278
2020$95,000 Land $19,920 Building $75,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W North Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number