1321 Twig Ter, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1321 Twig Ter, Silver Spring, MD 20905

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,815 sqft · built 1986
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2019)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02184144`

Property Details

APN / Parcel Number

Primary APN	`05-02184144`
Alternative APN	`02184144`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	660 sqft
Basement Area	495 sqft
Finished Basement	495 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02184144
Street Address	1321 TWIG TER
City	SILVER SPRING
State	MD
Zip	20905-7039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	6
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5000
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 30, 2019	Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Book / Page	57938 / 329
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 TWING TERRACE, SILVER SPRING, MD 20905-7039

Mortgage

Document Number	0678250395
Date	Mar 15, 2024
Book Page	67825/395

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039

Mortgage

Document Number	0633550135
Date	Jun 25, 2021
Book Page	63355/135

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 30, 2019
Property Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039
Document Number	0579380329
Book / Page	57938 / 329
Map Reference	MB 117 PL 13827
Instrument Date	Jul 7, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	JACQUIES TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,812.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1321 TWIG TER, SILVER SPRING, MD 20905-7039

Mortgage

Document Number	0579380337
Date	Jul 30, 2019
Book Page	57938/337

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Credit Union
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,000 (+1%) Land $138,000 Building $273,000	$411,000 (-) Land $138,000 Building $273,000
2025	$3,907.00 (+39.94%)	$373,633 (+25%)	$411,000 (+37.5%) Land $138,000 Building $273,000
2023		$298,900 Land $138,000 Building $160,900	$298,900 Land $138,000 Building $160,900
2022	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twig Ter

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