1320 Twig Ter, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1320 Twig Ter, Silver Spring, MD 20905

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,220 sqft · built 1985
Lot Size	0.052 acres (2,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2022)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02184304`

Property Details

APN / Parcel Number

Primary APN	`05-02184304`
Alternative APN	`02184304`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	620 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02184304
Street Address	1320 TWIG TER
City	SILVER SPRING
State	MD
Zip	20905-7038
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	6
Legal Lot Number	79
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5000
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 TWIG TER, SILVER SPRING, MD 20905-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Book / Page	65450 / 489
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0578220154
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 22, 2022
Property Address	1320 TWIG TER, SILVER SPRING, MD 20905-7038
Document Number	0654500489
Book / Page	65450 / 489
Map Reference	MB 117 PL 13827
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 TWIG TER, SILVER SPRING, MD 20905-7038

Mortgage

Document Number	0065450494
Date	Mar 22, 2022
Instrument	65450/494

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 9, 2019
Property Address	1320 TWIG TER, SILVER SPRING, MD 20905-7038
Document Number	0578220154
Book / Page	057822 / 000154
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	HARVEST TITLE ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 TWIG TER SILVER SPRING MD 209057038, SILVER SPRING, MD 20905-7038

Mortgage

Document Number	578220159
Date	Jul 9, 2019
Book Page	057822/000159

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,500 (+7.02%) Land $138,000 Building $184,500	$322,500 (-) Land $138,000 Building $184,500
2025	$1,405.00 (-60.77%)	$301,333 (+16.34%)	$322,500 (+24.52%) Land $138,000 Building $184,500
2024	$3,581.00 (+51.54%)
2023		$259,000 Land $138,000 Building $121,000	$259,000 Land $138,000 Building $121,000
2022	$2,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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