1321 Stone Mill Cir, Arnold, MO 63010 Property Records

Jefferson County property record for 1321 Stone Mill Cir, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,263 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,800 (Jun 2021)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-24.0-2-002-014.10`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-24.0-2-002-014.10`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,663 sqft
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	42 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1321 STONE MILL CIR
City	ARNOLD
State	MO
Zip	63010-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	DUTCH MILL FARMS 5 LOT 110
Legal Range	5E
Legal Township	43N
Legal Section	24
Legal Subdivision	DUTCH MILL FARMS 5
Legal Block	1
Legal Lot Number	110
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 STONE MILL CIR, ARNOLD, MO 63010-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 15, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	202128169
Prior Transfer Date	Nov 28, 2000
Prior Transfer Doc	1032001024
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jun 29, 2021
Property Address	1321 STONE MILL CIR, ARNOLD, MO 63010-4646
Document Number	2021R028169
Map Reference	MB 95 PG 22
Instrument Date	Jun 23, 2021
Instrument	2021R-028169
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 STONE MILL CIR, ARNOLD, MO 63010-4646

Mortgage

Document Number	2021R028170
Date	Jun 29, 2021
Instrument	2021R-028170

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1321 STONE MILL CIR, ARNOLD, MO 63010-4646
Document Number	0000017121
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 STONE MILL CIR ARNOLD MO 630104646, ARNOLD, MO 63010-4646

Mortgage

Document Number	0000017121
Date	Jun 11, 2018
Instrument	17121

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,200 (-) Land $2,900 Building $24,300	$143,000 (-) Land $15,000 Building $128,000
2025	$1,879.00 (+5.33%)	$27,200 (+8.8%) Land $2,900 Building $24,300	$143,000 (-) Land $15,000 Building $128,000
2024	$1,784.00 (+0.62%)		$143,000 (+8.75%) Land $15,000 Building $128,000
2023	$1,773.00	$25,000 Land $2,900 Building $22,100	$131,500 Land $15,000 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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