1320 Stone Mill Cir, Arnold, MO 63010 Property Records

Jefferson County property record for 1320 Stone Mill Cir, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1992
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$1,688 (2023)
Deeds & Mortgages	Mar 2025 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-24.0-2-002-014.18`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-24.0-2-002-014.18`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1320 STONE MILL CIR
City	ARNOLD
State	MO
Zip	63010-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DUTCH MILL FARMS 5 LOT 104
Legal Range	05
Legal Township	43
Legal Section	24
Legal Quarter	NW
Legal Subdivision	DUTCH MILL FARMS 5
Legal Block	2
Legal Lot Number	104
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1008
Census Tract	700119

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 STONE MILL CIR, ARNOLD, MO 63010-4645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 12, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025
Deed Sale	Mar 12, 2025
Prior Sale	Jun 6, 2024
Deed Document Number	2025R-005761
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 12, 2025
Property Address	1320 STONE MILL CIR, ARNOLD, MO 63010-4645
Document Number	0000005761
Map Reference	MB 95 PG 22
Instrument Date	Mar 6, 2025
Instrument	2025R-005761
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14667 S HIGHFIELD DR, HERRIMAN, UT 84096-7481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 STONE MILL CIR, ARNOLD, MO 63010-4645

Mortgage

Document Number	0000006195
Date	Mar 12, 2025
Instrument	2025R-006195

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1320 STONE MILL CIR, ARNOLD, MO 63010-4645
Document Number	0000025619
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 STONE MILL CIR ARNOLD MO 630104645, ARNOLD, MO 63010-4645

Mortgage

Document Number	0000025619
Date	Aug 18, 2017
Instrument	25619

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,900 (+8.82%) Land $2,900 Building $23,000
2024			$136,200 (+8.79%) Land $15,000 Building $121,200
2023	$1,688.00	$23,800 Land $2,900 Building $20,900	$125,200 Land $15,000 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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