Santa Clara County property record for 1321 Soto Ct, San Jose, CA 95121
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,418 sqft · built 1969 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,110,000 (Jul 2025) |
| Tax Bill | $2,881 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 499-11-047 |
| Primary APN | 499-11-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Street Address | 1321 SOTO CT |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95121-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 4282 BOOK 240 PAGE 22 PAGE 23 LOT 30 |
| Legal Tract | 4282 |
| Legal Lot Number | 30 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 503211 |
1321 Soto Ct is owner-occupied and held in a trust since July 2025.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1321 SOTO CT, SAN JOSE, CA 95121-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Deed Document Number | 202525846393 |
| Prior Transfer Date | Aug 21, 2008 |
| Prior Transfer Doc | 0019965835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 18, 2026 |
| Property Address | 1321 SOTO CT, SAN JOSE, CA 95121-2266 |
| Document Number | 0025990517 |
| Instrument Date | May 12, 2026 |
| Instrument | 202625990517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1321 SOTO CT, SAN JOSE, CA 95121-2266 |
| Document Number | 0025990517, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202625990517 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1321 Soto Ct was $2,881.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Franklin-McKinley Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,110,000 (+1,254.45%) Land $1,000,000 Building $110,000 | |
| 2025 | $2,881.00 | $81,952 Land $15,904 Building $66,048 |
| 2023 | $2,515.00 (+1.82%) Homeowner's exemption | $78,772 Land $15,288 Building $63,484 |
| 2022 | $2,470.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1321 Soto Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1321 Soto Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 500 / 100 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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