1320 Soto Ct, San Jose, CA 95121 Property Records

Santa Clara County property record for 1320 Soto Ct, San Jose, CA 95121

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,101 sqft · built 1969
Lot Size	0.16 acres (6,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,500 (Jan 2020)
Tax Bill	$15,466 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`499-11-045`

Property Details

APN / Parcel Number

Primary APN	`499-11-045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,975 sqft (0.16 acres)
Lot Dimensions	93 ft deep x 75 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1320 SOTO CT
City	SAN JOSE
State	CA
Zip	95121-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4282 BOOK 240 PAGE 22 PAGE 23 LOT 32
Legal Subdivision	TRACT NO 4282
Legal Tract	4282
Legal Lot Number	32
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	503211

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 SOTO CT, SAN JOSE, CA 95121-2266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 23, 2020	Grant Deed, Transfer PRIME LNDG
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	202024387246
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0024387246
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1320 SOTO CT, SAN JOSE, CA 95121-2266
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SOTO CT, SAN JOSE, CA 95121-2266

Mortgage

Document Number	0024783618
Date	Jan 12, 2021
Instrument	24783618

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1320 SOTO CT, SAN JOSE, CA 95121-2266
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SOTO CT, SAN JOSE, CA 95121-2266

Mortgage

Document Number	0025254462
Date	Mar 7, 2022
Instrument	25254462

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 23, 2020
Property Address	1320 SOTO CT, SAN JOSE, CA 95121-2266
Document Number	0024387246
Instrument Date	Jan 16, 2020
Instrument	24387246
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 SOTO CT SAN JOSE CA 951212266, SAN JOSE, CA 95121-2266

Mortgage

Document Number	24387247
Date	Jan 23, 2020
Instrument	24387247

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 25, 2017
Property Address	1320 SOTO CT, SAN JOSE, CA 95121-2266
Document Number	0023737893
Map Reference	MAP240 PG22&23
Instrument Date	Aug 18, 2017
Instrument	23737893
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SOTO CT, SAN JOSE, CA 95121-2266

Mortgage

Document Number	0023737894
Date	Aug 25, 2017
Instrument	23737894

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,031,702 (+2%) Land $506,890 Building $524,812
2025	$15,466.00 (+4.44%) Homeowner's exemption	$1,011,473 (+4.04%) Land $496,951 Building $514,522
2023	$14,808.00 (+2.34%) Homeowner's exemption	$972,198 Land $477,654 Building $494,544
2022	$14,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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