1321 Pinecrest Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1321 Pinecrest Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1940
Lot Size	0.425 acres (18,517 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2018)
Tax Bill	$4,611 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`129-084-47`

Property Details

APN / Parcel Number

Primary APN	`129-084-47`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,445 sqft Heated Area
Gross Area	1,562 sqft
1st Floor Area	1,023 sqft
Upper Floors Area	372 sqft
Attic Area	372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,517 sqft (0.425 acres)
Porch	Porch
Porch Area	167 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	129-084-47
Street Address	1321 PINECREST AVE
City	CHARLOTTE
State	NC
Zip	28205-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L7 B5 M4-343
Legal Subdivision	COMMONWEALTH PARK
Legal Block	5
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	1701

Owner

1321 Pinecrest Ave is owned and occupied by an individual who bought it in June 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 21, 2018	Warranty Deed, Transfer MOREHEAD TITLE
May 26, 2017	Trustee's Deed, Construction Loan · Line of Credit UWHARRIE BK
Apr 10, 2017	Warranty Deed, Transfer PINK TITLE LLC, THINK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	0032770923
Deed Book / Page	32770 / 923
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144352
Date	Oct 18, 2022
Book Page	37720/464
Instrument	2022144352

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153971
Date	Sep 22, 2020
Book Page	35085/896
Instrument	2020153971

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2018
Property Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Document Number	0000076852
Book / Page	032770 / 000923
Instrument Date	Jun 20, 2018
Instrument	76852
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PINECREST AVE CHARLOTTE NC 282056249, CHARLOTTE, NC 28205-6249

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 26, 2017
Property Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Book / Page	031834 / 000509
Instrument Date	May 11, 2017
Instrument	70104
Transaction Type	Construction Loan
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9597 CHARLOTTE NC 282999597, CHARLOTTE, NC 28299-9597

Mortgage

Document Number	0000070104
Date	May 26, 2017
Book Page	031834/000509
Instrument	70104

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28002-0338

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 25, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 10, 2017
Property Address	1321 PINECREST AVE, CHARLOTTE, NC 28205-6249
Document Number	0000045932
Book / Page	031706 / 000395
Instrument Date	Apr 10, 2017
Instrument	45932
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	PINK TITLE LLC, THINK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PINECREST AVE CHARLOTTE NC 282056249, CHARLOTTE, NC 28205-6249

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1321 Pinecrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Pinecrest Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinecrest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures