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1320 Pinecrest Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1320 Pinecrest Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,429 sqft · built 1948
Lot Size0.315 acres (13,749 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (May 2022)
Tax Bill$4,745 (2023)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN129-083-29

Property Details

APN / Parcel Number

Primary APN129-083-29

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,429 sqft Heated Area
Gross Area1,556 sqft
1st Floor Area1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,749 sqft (0.315 acres)
PorchPorch
Porch Area160 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number129-083-29
Street Address1320 PINECREST AVE
CityCHARLOTTE
StateNC
Zip28205-6250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL20 B3 M4-343
Legal SubdivisionCOMMONWEALTH PARK
Legal Block3
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1007
Census Tract1701

Owner

1320 Pinecrest Ave is owned and occupied by an individual who bought it in May 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address1320 PINECREST AVE, CHARLOTTE, NC 28205-6250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIRECT HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2022 · Amount on File
Deed SaleMay 23, 2022 · Amount on File
Prior SaleJul 3, 2007 · Amount on File
Deed Document Number0037361261
Deed Book / Page37361 / 261
Record UpdatedJun 7, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 23, 2022
Property Address1320 PINECREST AVE, CHARLOTTE, NC 28205-6250
Document Number0000078023
Book / Page37361 / 261
Map ReferenceMB 4 PG 343
Instrument DateFeb 28, 2022
Instrument2022078023
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2108 CRESCENT AVE APT 4, 4, CHARLOTTE, NC 28207-1537

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 PINECREST AVE, CHARLOTTE, NC 28205-6250

Mortgage

Document Number0000078024
DateMay 23, 2022
Instrument2022078024
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1320 PINECREST AVE, CHARLOTTE, NC 28205-6250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115306
DateJul 28, 2020
Book Page34857/1
Instrument2020115306
Lender
NameDIRECT HOME LOANS LLC
TypeNon-Lending Institution
AddressCHARLOTTE, NC 28203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1320 Pinecrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Pinecrest Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinecrest Ave

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