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1321 Pepper Tree Ln, Vista, CA 92084 Property Records

San Diego County property record for 1321 Pepper Tree Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,383 sqft · built 1980
Lot Size0.333 acres (14,506 sqft)
Owner2 Company Names on File
Last Sale$1,280,000 (Mar 2026)
Tax Bill$4,583 (2025)
Deeds & MortgagesApr 2026 Sale
Mar 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN180-192-59-00

Property Details

APN / Parcel Number

Primary APN180-192-59-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,383 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area14,506 sqft (0.333 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1321 PEPPER TREE LN
CityVISTA
StateCA
Zip92084-7237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR D TR PM09819
Legal SubdivisionKEW GARDENS
Legal Tract8248
Legal Block2
Legal Lot Number65,66
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2024
Census Tract19602

Owner

Source: San Diego County records · APN 180-192-59-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 13, 2026Grant Deed, Transfer · Conventional Mortgage
POINT MORTGAGE CORP
Sep 29, 2020Loan Modification, Mortgage
NOT AVAILABLE
Aug 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 17, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2026 · Amount on Record
Deed SaleMar 13, 2026 · Amount on Record
Prior SaleAug 07, 1998 · Amount on Record
Deed Document Number202670146
Prior Transfer DateJan 04, 2013
Prior Transfer Doc0000019866
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 09, 2026
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000098868
Instrument DateApr 03, 2026
Instrument202698868
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1321 PEPPER TREE LN, VISTA, CA 92084-7237

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2026
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000070146
Map ReferenceFILE 80-093787
Instrument DateMar 09, 2026
Instrument2026-0070146
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyLAWYERS TITLE COMPANY/ORANGE COUNTY, LAWYERS TITLE CO ORANGE CNTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1420 RUBY CT APT 3, 3, CAPITOLA, CA 95010-2930

Mortgage

Document Number0000070147
DateMar 13, 2026
Instrument2026-0070147
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000801576
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1321 PEPPER TREE LN VISTA CA 920847237, VISTA, CA 92084-7237

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2020
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000443802
Instrument DateJul 18, 2020
Instrument443802
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1321 PEPPER TREE LN VISTA CA 920847237, VISTA, CA 92084-7237

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 26, 2018
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000305264
Instrument DateJul 11, 2018
Instrument305264
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1321 PEPPER TREE LN VISTA CA 920847237, VISTA, CA 92084-7237

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2018
Property Address1321 PEPPER TREE LN, VISTA, CA 92084-7237
Document Number0000017682
Instrument DateJan 03, 2018
Instrument2018-0017682
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTITLE RECORDING GUARANTY COM

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1321 PEPPER TREE LN, VISTA, CA 92084-7237

Mortgage

Document Number0000017683
DateJan 17, 2018
Instrument2018-0017683
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$415,082 (+2%) Land $111,922 Building $303,160
2025$4,583.00 (+6.09%) Homeowner's exemption$406,944 (+4.04%) Land $109,728 Building $297,216
2024$4,320.00 (+2.76%)
2023$4,204.00 (+0.29%) Homeowner's exemption$391,144 Land $105,468 Building $285,676
2022$4,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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