1321 Nelson Cir, Wheaton, IL 60189 Property Records

DuPage County property record for 1321 Nelson Cir, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1957
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Aug 2003)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-213-012`

Property Details

APN / Parcel Number

Primary APN	`05-21-213-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	24.1 ft deep x 7.5 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1321 NELSON CIR
City	WHEATON
State	IL
Zip	60189-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JOHN NELSON RESUB OF TRACT 4 NELSONS SUB
Legal Subdivision	JOHN NELSON RESUB
Legal Tract	4
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3006
Census Tract	842703

Owner

1321 Nelson Cir is owned and occupied by two individuals who bought it in August 2003.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1321 NELSON CIR, WHEATON, IL 60189-6536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Closed-End Mortgage SHOREHAM BANK
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2003 · Amount on File
Deed Sale	Aug 18, 2003 · Amount on File
Prior Sale	Jun 21, 1999 · Amount on File
Deed Document Number	2003324618
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1321 NELSON CIR, WHEATON, IL 60189-6536
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 NELSON CIR, WHEATON, IL 60189-6536

Mortgage

Document Number	0000024152
Date	May 3, 2024
Instrument	R2024-024152

Lender

Name	SHOREHAM BANK
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	238 Months
Due	Mar 25, 2044

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1321 NELSON CIR, WHEATON, IL 60189-6536
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063835
Date	Jul 30, 2019
Instrument	R2019-063835

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1321 NELSON CIR, WHEATON, IL 60189-6536
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029416
Date	Feb 24, 2021
Instrument	R2021-029416

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Nelson Cir was $6,124 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00	$114,994 Land $50,149 Building $64,845	$344,982 Land $150,447 Building $194,535
2022	$5,863.00 Homeowner's exemption	$90,660 Land $40,220 Building $50,440	$271,980 Land $120,660 Building $151,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1321 Nelson Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Nelson Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Nelson Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures