1320 Nelson Cir, Wheaton, IL 60189 Property Records

DuPage County property record for 1320 Nelson Cir, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,713 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$9,979 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-21-213-015`

Property Details

APN / Parcel Number

Primary APN	`05-21-213-015`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,713 sqft Living Area
Gross Area	4,387 sqft
1st Floor Area	2,713 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1320 NELSON CIR
City	WHEATON
State	IL
Zip	60189-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JOHN NELSON RESUB OF TRACT 4 NELSONS SUB
Legal Subdivision	JOHN NELSON RESUB
Legal Tract	4
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3006
Census Tract	842703

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 NELSON CIR, WHEATON, IL 60189-6537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Mar 30, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000020060
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	May 19, 2026
Property Address	1320 NELSON CIR, WHEATON, IL 60189-6537
Document Number	0000033214
Instrument Date	Apr 24, 2026
Instrument	202633214
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 NELSON CIR, WHEATON, IL 60189-6537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033214,
Date	May 19, 2026
Instrument	202633214

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Mar 30, 2026
Property Address	1320 NELSON CIR, WHEATON, IL 60189-6537
Document Number	0000020060
Map Reference	DOC 679122
Instrument Date	Feb 26, 2026
Instrument	R2026-020060
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 NELSON CIR, WHEATON, IL 60189-6537

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,979.00 (+2.35%) Homeowner's exemption	$172,764 (+8.46%) Land $50,149 Building $122,615	$518,292 (+8.46%) Land $150,447 Building $367,845
2024	$9,750.00 (+6.2%)	$159,288 (+14.95%) Land $46,237 Building $113,051	$477,864 (+14.95%) Land $138,711 Building $339,153
2022	$9,181.00 Homeowner's exemption	$138,570 Land $40,220 Building $98,350	$415,710 Land $120,660 Building $295,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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