1320 Monterey Dr, Norman, OK 73072 Property Records

Cleveland County property record for 1320 Monterey Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2022
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Feb 2021)
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`NC29MNT2A 4 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29MNT2A 4 4001`
Alternative APNs	`R0174678` `174678`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	174678
Street Address	1320 MONTEREY DR
City	NORMAN
State	OK
Zip	73072-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY II AMENDED LT 4 BLK 4
Legal Range	02W
Legal Township	08
Legal Section	16
Legal Subdivision	MONTEREY II AMENDED
Legal Block	4
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2002
Census Tract	201205

Owner

Source: Cleveland County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 921, NORMAN, OK 73070-0921
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage WEOKIE CU
Feb 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20215502
Deed Book / Page	6190 / 882
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1320 MONTEREY DR, NORMAN, OK 73072-2026
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20231480
Date	Jan 18, 2023
Book Page	6513/260
Instrument	R 2023 1480

Lender

Name	WEOKIE CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 9, 2021
Property Address	1320 MONTEREY DR, NORMAN, OK 73072-2026
Document Number	R202105502
Book / Page	6190 / 882
Instrument Date	Feb 6, 2021
Instrument	R 2021 05502
Transaction Type	Construction Loan
Record Updated	Aug 26, 2022
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 921, NORMAN, OK 73070-0921
Investor	Possibly a Property Investor

Mortgage

Document Number	R202105503
Date	Feb 9, 2021
Instrument	R 2021 05503

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,181.00 (+9,863.46%)	$43,173 (+10,010.77%) Land $5,789 Building $37,384	$407,434 (+11,347.99%) Land $54,638 Building $352,796
2023	$52.00	$427 Land $427	$3,559 Land $3,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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