Mecklenburg County property record for 1321 Eagle Rdg Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1996 |
| Lot Size | 0.172 acres (7,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Dec 2020) |
| Tax Bill | $2,932 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-172-26 |
| Primary APN | 057-172-26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,519 sqft (0.172 acres) |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 057-172-26 |
|---|---|
| Street Address | 1321 EAGLE RIDGE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-2482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L34 B1 M24-158 |
| Legal Subdivision | EAGLES NEST PH 03 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4304 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1321 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Dec 4, 2020 | Deed of Trust, Mortgage · Line of Credit VELOCITY COM'L CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Prior Sale | Feb 10, 2014 |
| Deed Document Number | 0035402611 |
| Deed Book / Page | 35402 / 611 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 7, 2020 |
| Property Address | 1321 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482 |
| Document Number | 0000206792 |
| Book / Page | 35402 / 611 |
| Map Reference | MB 24 PG 158 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020206792 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8106 BLADES TRL, 8106, DENVER, NC 28037-9152 |
| Name | Verified Name |
|---|---|
| Address | 1321 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482 |
| Document Number | 0000206793 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020206793 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 5, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Margin | 4 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1321 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482 |
| Document Number | 0000207489 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 86 CHOWAN DR FLETCHER NC 287327909, FLETCHER, NC 28732-7909 |
| Document Number | 0000207489 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 035405/000925 |
| Instrument | 207489 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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