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1305 Eagle Rdg Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 1305 Eagle Rdg Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1996
Lot Size0.277 acres (12,105 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (May 2010)
Tax Bill$2,245 (2023)
Deeds & MortgagesJul 2022 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN057-172-22

Property Details

APN / Parcel Number

Primary APN057-172-22

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Heated Area
Gross Area1,040 sqft
1st Floor Area1,008 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,105 sqft (0.277 acres)
PorchPorch
Porch Area32 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number057-172-22
Street Address1305 EAGLE RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-2482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL30 B1 M24-158
Legal SubdivisionEAGLE NEST PH 03
Legal Block1
Legal Lot Number30
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract4304

Owner

1305 Eagle Rdg Dr is owned and occupied by an individual who bought it in May 2010.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1305 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 27, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2010 · Amount on File
Deed SaleMay 4, 2010 · Amount on File
Prior SaleJan 15, 2010
Deed Document Number0002559867
Deed Book / Page25598 / 67
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1305 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482

Mortgage

Document Number0000107594
DateJul 22, 2022
Book Page37520/574
Instrument2022107594
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueFeb 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1305 EAGLE RIDGE DR, CHARLOTTE, NC 28214-2482
Document Number0000013740
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 EAGLE RIDGE DR CHARLOTTE NC 282142482, CHARLOTTE, NC 28214-2482

Mortgage

Document Number0000013740
DateJan 30, 2020
Book Page034243/000338
Instrument13740
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1305 Eagle Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Eagle Rdg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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