Minnehaha County property record for 1321 E Pearl St, Sioux Falls, SD 57103 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 952 sqft · built 1955 |
| Lot Size | 0.217 acres (9,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2022) |
| Tax Bill | $2,765 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-15-156-005-000 |
| Primary APN | 01-22-15-156-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Finished Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 714 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,448 sqft (0.217 acres) |
| Lot Dimensions | 126 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 35166 |
|---|---|
| Street Address | 1321 E PEARL ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-0927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 TO 33 BLOCK 4 HIGHLAND ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | HIGHLAND ADDN |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 300 |
Source: Minnehaha County records · APN 01-22-15-156-005-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 E PEARL ST, SIOUX FALLS, SD 57103-0927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2022 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Apr 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIRST BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Book / Page | 615-D / 381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 04, 2022 |
| Property Address | 1321 E PEARL ST, SIOUX FALLS, SD 57103-0927 |
| Document Number | 615DEED/381 |
| Book / Page | 615 DEED / 381 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 N HAWTHORNE AVE, 312, SIOUX FALLS, SD 57104-2848 |
| Name | Verified Name |
|---|---|
| Address | 1321 E PEARL ST, SIOUX FALLS, SD 57103-0927 |
| Document Number | 1957MTG261 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 1957 MTG/261 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1321 E PEARL ST, SIOUX FALLS, SD 57103-0927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1858MTG/0032 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 1858 MTG/0032 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,765.00 | $200,100 (+9.11%) Land $27,600 Building $172,500 |
| 2024 | $2,765.00 (+17.51%) | $183,400 (+20.18%) Land $23,300 Building $160,100 |
| 2022 | $2,353.00 | $152,600 Land $17,700 Building $134,900 |
Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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