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1311 E Pearl St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1311 E Pearl St, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,566 sqft · built 1922
Lot Size0.217 acres (9,448 sqft)
OwnerIndividual Name on File
Last Sale$242,500 (May 2024)
Tax Bill$3,088 (2025)
Deeds & MortgagesMay 2024 Mortgage
May 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-22-15-156-003-000

Property Details

APN / Parcel Number

Primary APN01-22-15-156-003-000
Alternative APN
  • 35164

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,566 sqft Finished Area
1st Floor Area1,259 sqft
Upper Floors Area307 sqft
Basement Area768 sqft
Finished Basement384 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,448 sqft (0.217 acres)
Lot Dimensions126 ft deep x 75 ft wide
Garage TypeDetached
Garage Area714 sqft
Parking Spaces2 Parking Spaces
Patio Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number35164
Street Address1311 E PEARL ST
CitySIOUX FALLS
StateSD
Zip57103-0927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25, 26 & 27 BLOCK 4 HIGHLAND ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionHIGHLAND ADDN
Legal Block4
Legal Lot Number27
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3022
Census Tract300

Owner

Source: Minnehaha County records · APN 01-22-15-156-003-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1311 E PEARL ST, SIOUX FALLS, SD 57103-0927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2024Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
May 08, 2024Deed of Trust, Mortgage
SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Aug 17, 2023Warranty Deed, Transfer · Line of Credit
FIRST PREMIER BANK
Sep 02, 2022Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2024 · Amount on Record
Deed SaleMay 08, 2024 · Amount on Record
Prior SaleAug 17, 2023 · Amount on Record
Deed Book / Page625-D / 741
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1311 E PEARL ST, SIOUX FALLS, SD 57103-0927
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3041 E 6TH ST 8, 8, SIOUX FALLS, SD 57103-1125

Mortgage

Document NumberMTG1983/663
DateMay 08, 2024
Book PageMTG 1983/663
Lender
NamePLAINS COMMERCE BANK
TypeBank
Address3905 W 49TH ST # 2, SIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1311 E PEARL ST, SIOUX FALLS, SD 57103-0927
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG1983/664
DateMay 08, 2024
Book PageMTG 1983/664
Lender
NameSOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
TypeNon-Lending Institution
Address3060 E ELIZABETH ST, PIERRE, SD 57501
Agreement
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateAug 17, 2023
Property Address1311 E PEARL ST, SIOUX FALLS, SD 57103-0927
Document NumberDEED621/548
Book / PageDEED 621 / 548
Instrument DateAug 10, 2023
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 PACIFIC CIR, HARRISBURG, SD 57032-8194

Mortgage

Document NumberMTG1973885
DateAug 17, 2023
InstrumentMTG 1973/885
Lender
NameFIRST PREMIER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateSep 02, 2022
Property Address1311 E PEARL ST, SIOUX FALLS, SD 57103-0927
Document Number615DEED/985
Book / Page615 DEED / 985
Instrument DateSep 01, 2022
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 E 6TH ST, SIOUX FALLS, SD 57103-1427

Mortgage

Document Number1958MTG919
DateSep 02, 2022
Instrument1958 MTG/919
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,088.00$225,000 (-13.39%) Land $27,600 Building $197,400
2024$3,088.00 (+46.21%)$259,800 (+91.17%) Land $23,300 Building $236,500
2022$2,112.00$135,900 Land $17,700 Building $118,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 671 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsFiber5,000 / 5,000
VerizonFixed Wireless300 / 20

May also be available at this address: Clarity Telecom, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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