1321 E 98th Ave, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1321 E 98th Ave, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1973
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jul 2021)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jul 2021 Sale & Second Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0040855`

Property Details

APN / Parcel Number

Primary APN	`R0040855`
Alternative APNs	`0171914301014` `171914301014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.223 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	260 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0040855
Old Parcel Number	171914301014
Street Address	1321 E 98TH AVE
City	THORNTON
State	CO
Zip	80229-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:MC COY HILLS SUBD BLK:3 LOT:18
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	SE
Legal Subdivision	MC COY HILLS SUBD
Legal Block	3
Legal Lot Number	18
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2002
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1321 E 98TH AVE, THORNTON, CO 80229-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage DENVER COUNTRY COLORADO
Jul 31, 2020	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Jun 9, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 26, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 31, 2020
Deed Document Number	2021000083847
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 13, 2021
Property Address	1321 E 98TH AVE, THORNTON, CO 80229-2240
Document Number	0000083847
Instrument Date	Jul 6, 2021
Instrument	2021000083847
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 E 98TH AVE, 1321, THORNTON, CO 80229-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 E 98TH AVE, THORNTON, CO 80229-2240

Mortgage

Document Number	0000083849
Date	Jul 13, 2021
Instrument	2021000083849

Lender

Name	DENVER COUNTRY COLORADO
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000083848
Date	Jul 13, 2021
Instrument	2021000083848

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 31, 2020
Property Address	1321 E 98TH AVE, THORNTON, CO 80229-2240
Document Number	0000073525
Instrument Date	Jul 30, 2020
Instrument	73525
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 E 98TH AVE THORNTON CO 802292240, THORNTON, CO 80229-2240

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1321 E 98TH AVE, THORNTON, CO 80229-2240
Document Number	0000053863
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 E 98TH AVE THORNTON CO 802292240, THORNTON, CO 80229-2240

Mortgage

Document Number	0000053863
Date	Jun 16, 2020
Instrument	53863

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jun 26, 2019
Property Address	1321 E 98TH AVE, THORNTON, CO 80229-2240
Document Number	0000049743
Instrument Date	Jun 25, 2019
Instrument	49743
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 E 98TH AVE THORNTON CO 802292240, THORNTON, CO 80229-2240

Mortgage

Document Number	49744
Date	Jun 26, 2019
Instrument	49744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (-66.93%)	$29,310 (-14.9%) Land $5,810 Building $23,500	$469,000 (-7.86%) Land $93,000 Building $376,000
2023	$3,756.00 (+15.96%)	$34,440 (+17.1%) Land $5,550 Building $28,890	$509,000 (+20.3%) Land $82,000 Building $427,000
2022	$3,239.00	$29,410 Land $11,400 Building $18,010	$423,100 Land $164,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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