1231 E 98th Ave, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1231 E 98th Ave, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1973
Lot Size	0.176 acres (7,688 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jul 2021)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R0040852`

Property Details

APN / Parcel Number

Primary APN	`R0040852`
Alternative APNs	`0171914301011` `171914301011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,688 sqft (0.176 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0040852
Old Parcel Number	171914301011
Street Address	1231 E 98TH AVE
City	THORNTON
State	CO
Zip	80229-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:MC COY HILLS SUBD BLK:3 LOT:21
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	SE
Legal Subdivision	MC COY HILLS SUBD
Legal Block	3
Legal Lot Number	21
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2002
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 E 98TH AVE, THORNTON, CO 80229-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	2021000081499
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 7, 2021
Property Address	1231 E 98TH AVE, THORNTON, CO 80229-2208
Document Number	0000081499
Instrument Date	Jun 25, 2021
Instrument	2021000081499
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 E 98TH AVE, THORNTON, CO 80229-2208

Mortgage

Document Number	0000081500
Date	Jul 7, 2021
Instrument	2021000081500

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1231 E 98TH AVE, THORNTON, CO 80229-2208
Document Number	0000029710
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 E 98TH AVE THORNTON CO 802292208, THORNTON, CO 80229-2208

Mortgage

Document Number	0000029710
Date	Apr 23, 2019
Instrument	29710

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (-66.94%)	$29,060 (-14.95%) Land $5,810 Building $23,250	$465,000 (-7.92%) Land $93,000 Building $372,000
2023	$3,727.00 (+24.15%)	$34,170 (+25.35%) Land $5,550 Building $28,620	$505,000 (+28.78%) Land $82,000 Building $423,000
2022	$3,002.00	$27,260 Land $11,400 Building $15,860	$392,151 Land $164,000 Building $228,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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