1321 3rd St, Hudson, WI 54016 Property Records

St. Croix County property record for 1321 3rd St, Hudson, WI 54016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,274 sqft · built 1985
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Oct 2021)
Tax Bill$9,119 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN236-0523-00-000

Property Details

APN / Parcel Number

Primary APN236-0523-00-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,274 sqft Living Area
1st Floor Area2,274 sqft
Basement Area2,274 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions165 ft deep x 132 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area198 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1321 3RD ST
CityHUDSON
StateWI
Zip54016-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionGIBSON HENNING & MASSY'S ADD S10FT OF L2 ALL L3 N57FT OF L4 BLK I
Legal Range20W
Legal Township29N
Legal Section24
Legal SubdivisionMASSY'S ADD
Legal BlockI
JurisdictionST CROIX WI
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2003
Census Tract120100

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1321 3RD ST, HUDSON, WI 54016-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK
Oct 13, 2021Intrafamily Transfer, Transfer
Dec 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAKE ELMO BANK
Sep 10, 2018Warranty Deed, Transfer · Conventional Mortgage
SIRVA MORTGAGE INC
Dec 28, 2017Deed of Trust, Mortgage · Line of Credit
LAKE ELMO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2021 · Amount on Record
Deed SaleOct 14, 2021 · Amount on Record
Prior SaleSep 10, 2018 · Amount on Record
Deed Document Number20211141213
Prior Transfer DateSep 1, 2021
Prior Transfer Doc0001141071
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateOct 14, 2021
Property Address1321 3RD ST, HUDSON, WI 54016-1224
Document Number0001141213
Instrument DateOct 13, 2021
Instrument1141213
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Mortgage

Document Number0001141214
DateOct 14, 2021
Instrument1141214
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CROIX WI
Recording DateOct 13, 2021
Property Address1321 3RD ST, HUDSON, WI 54016-1224
Document Number0001141071
Instrument DateSep 1, 2021
Instrument1141071
Transaction TypeTransfer
Record UpdatedOct 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1321 3RD ST, HUDSON, WI 54016-1224
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001058480
DateDec 8, 2017
Instrument1058480
Lender
NameLAKE ELMO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 20, 2027
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateSep 10, 2018
Property Address1321 3RD ST, HUDSON, WI 54016-1224
Document Number0001070979
Instrument DateAug 17, 2018
Instrument1070979
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,530.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001070980
DateSep 10, 2018
Instrument1070980
Lender
NameSIRVA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1321 3RD ST, HUDSON, WI 54016-1224
Document Number0001059430
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 3RD ST HUDSON WI 540161224, HUDSON, WI 54016-1224

Mortgage

Document Number0001059430
DateJan 3, 2018
Instrument1059430
Lender
NameLAKE ELMO BK
TypeBank
AddressLAKE ELMO, MN 55042-0357
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 2, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
MunicipalityHudson City
Unified School DistrictHudson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,119.00 Homeowner's exemption
2025$9,119.00 (+10.44%) Homeowner's exemption$705,000 (+38.62%) Land $142,800 Building $562,200$705,000 (+38.62%) Land $142,800 Building $562,200
2023$8,257.00 Homeowner's exemption$508,600 Land $96,900 Building $411,700$508,600 Land $96,900 Building $411,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2000–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATERWORKS
serves 18,558 people · EPA ID WI6560087
Water SourceGroundwater
Last State InspectionMar 2024
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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