1312 3rd St, Hudson, WI 54016 Property Records

St. Croix County property record for 1312 3rd St, Hudson, WI 54016

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,814 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Tax Bill$7,212 (2026)
Deeds & MortgagesOct 2025 Mortgage
Aug 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN236-0514-00-000

Property Details

APN / Parcel Number

Primary APN236-0514-00-000

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,814 sqft Living Area
1st Floor Area1,194 sqft
2nd Floor Area810 sqft
AtticAttic
Attic Area810 sqft
Basement Area846 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions157 ft deep x 61 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area140 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1312 3RD ST
CityHUDSON
StateWI
Zip54016-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionGIBSON & HENNING'S ADD L9 BLK D EXC AS DESC IN CO 882921 NEW SOUTH LOT LINE; COM SW COR SD LOT 9 BLK D; TH N 90' E 120.92 FT
Legal Range20W
Legal Township29N
Legal Section24
Legal SubdivisionGIBSON & HENNING'S ADD
Legal BlockD
Legal Lot Number9
JurisdictionST CROIX WI
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2004
Census Tract120100

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1312 3RD ST, HUDSON, WI 54016-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK & TRUST
Aug 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONAL BUSINESS FUND INC
Aug 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK & TRUST CO
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESTCONSIN CU
Aug 18, 2020Correction Deed, Transfer
EDINA REALTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1312 3RD ST, HUDSON, WI 54016-1225
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 3RD ST, HUDSON, WI 54016-1225

Mortgage

Document Number0001198765
DateOct 9, 2025
Instrument1198765
Lender
NameFIRST STATE BANK & TRUST
TypeBank
AddressBAYPORT, MN 55003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1312 3RD ST, HUDSON, WI 54016-1225
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001157111
DateAug 8, 2022
Instrument1157111
Lender
NameREGIONAL BUSINESS FUND INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1312 3RD ST, HUDSON, WI 54016-1225
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001156770
DateAug 1, 2022
Instrument1156770
Lender
NameFIRST STATE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address1312 3RD ST, HUDSON, WI 54016-1225
Document Number0001110423
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1312 3RD ST HUDSON WI 540161225, HUDSON, WI 54016-1225

Mortgage

Document Number0001110423
DateAug 28, 2020
Instrument1110423
Lender
NameWESTCONSIN CU
TypeCredit Union
AddressMENOMONIE, WI 54751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 27, 2040

August 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionST CROIX WI
Recording DateAug 18, 2020
Property Address1312 3RD ST, HUDSON, WI 54016-1225
Document Number0001109624
Instrument DateMar 14, 2020
Instrument1109624
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Tax$960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1312 3RD ST HUDSON WI 540161225, HUDSON, WI 54016-1225

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
MunicipalityHudson City
Unified School DistrictHudson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,212.00 Homeowner's exemption
2025$7,212.00 (+15.78%) Homeowner's exemption$562,200 (+44.6%) Land $97,800 Building $464,400$562,200 (+44.6%) Land $97,800 Building $464,400
2023$6,229.00 Homeowner's exemption$388,800 Land $62,900 Building $325,900$388,800 Land $62,900 Building $325,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2000–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATERWORKS
serves 18,558 people · EPA ID WI6560087
Water SourceGroundwater
Last State InspectionMar 2024
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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