13204 Choptank Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 13204 Choptank Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,652 sqft · built 1951
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$189,900 (Apr 2017)
Tax Bill$1,528 (2023)
Deeds & MortgagesSep 2021 Mortgage
Mar 2017 Sale & Mortgage
APN15-1512202400

Property Details

APN / Parcel Number

Primary APN15-1512202400
Alternative APN
  • 1512202400

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,652 sqft Total Area
1st Floor Area968 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeCarport
Garage Area451 sqft
CarportCarport
Carport Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number1512202400
Street Address13204 CHOPTANK RD
CityBALTIMORE
StateMD
Zip21220-1152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHOPTANK AVE OLIVER BEACH
Legal SubdivisionOLIVER BEACH
Legal Lot Number185
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1006
Census Tract451801

Owner

13204 Choptank Rd is owned and occupied by an individual who bought it in April 2017.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Mailing Address13204 CHOPTANK RD, BALTIMORE, MD 21220-1152
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Mar 31, 2017Grant Deed, Transfer · FHA Mortgage
HOWARD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2017 · Amount on File
Deed SaleApr 3, 2017 · Amount on File
Deed Document Number0038797478
Deed Book / Page0038797 / 478
Prior Transfer DateMar 31, 2017
Prior Transfer Doc0387970478
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address13204 CHOPTANK RD, BALTIMORE, MD 21220-1152
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyBLACK OAK TITLE LLC, BLACK OAK TITLE LCL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0454340227
DateSep 9, 2021
Book Page45434/227
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 1, 2046

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateMar 31, 2017
Property Address13204 CHOPTANK RD, BALTIMORE, MD 21220-1152
Document Number0387970478
Book / Page038797 / 000478
Instrument DateMar 10, 2017
Transaction TypeTransfer
Record UpdatedApr 13, 2017
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address13204 CHOPTANK RD BALTIMORE MD 212201152, BALTIMORE, MD 21220-1152

Mortgage

Document Number387970484
DateMar 31, 2017
Book Page038797/000484
Lender
NameHOWARD BK
TypeBank
AddressELLICOTT CITY, MD 21043
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,528.00 Homeowner's exemption$200,300 Land $86,500 Building $113,800$200,300 Land $86,500 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13204 Choptank Rd; there have been 18 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims18 (1981–2024)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13204 Choptank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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