13109 Choptank Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 13109 Choptank Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,335 sqft · built 1987
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Dec 2017)
Tax Bill	$2,111 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2017 Sale & Mortgage
APN	`15-1503000600`

Property Details

APN / Parcel Number

Primary APN	`15-1503000600`
Alternative APN	`1503000600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,335 sqft Total Area
1st Floor Area	1,335 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Deck Area	346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1503000600
Street Address	13109 CHOPTANK RD
City	BALTIMORE
State	MD
Zip	21220-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13109 CHOPTANK RD OLIVER BEACH
Legal Subdivision	OLIVER BEACH SEC B
Legal Lot Number	213
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1007
Census Tract	451801

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13109 CHOPTANK RD, BALTIMORE, MD 21220-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 14, 2017	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Mar 17, 1998 · Amount on Record
Deed Document Number	580863
Deed Book / Page	39752 / 205
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13109 CHOPTANK RD, BALTIMORE, MD 21220-1104
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13109 CHOPTANK RD, MIDDLE RIVER, MD 21220-1104

Mortgage

Document Number	0466840066
Date	Apr 8, 2022
Book Page	46684/66

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 14, 2017
Property Address	13109 CHOPTANK RD, BALTIMORE, MD 21220-1104
Document Number	0397520205
Book / Page	0039752 / 205
Map Reference	MB JWB14 FO37
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RESIDENTIAL TITLE & ESCROW C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13109 CHOPTANK RD, MIDDLE RIVER, MD 21220-1104

Mortgage

Document Number	0039752211
Date	Dec 14, 2017
Instrument	0039752/211

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,111.00 Homeowner's exemption	$297,400 Land $86,500 Building $210,900	$297,400 Land $86,500 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	18 (1981–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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