1320 S 950 W, Payson, UT 84651 Property Records

Utah County property record for 1320 S 950 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,272 sqft · built 2012
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-694-0042`

Property Details

APN / Parcel Number

Primary APN	`55-694-0042`
Alternative APN	`536679`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	1,272 sqft
Basement Area	1,352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	536679
Street Address	1320 S 950 W
City	PAYSON
State	UT
Zip	84651-5681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42, PLAT B, WINEGAR ESTATES SUBDV. AREA 0.275 AC.
Legal Subdivision	WINEGAR ESTATES SUBDV
Legal Block	2
Legal Lot Number	42
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2015
Census Tract	10410

Owner

1320 S 950 W is owned by two individuals who acquired it in July 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 ARCADIA DR, ROSEBURG, OR 97471-9501
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer REAL ADVANTAGE TITLE
Oct 10, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU
Feb 6, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE
Feb 6, 2020	Quit Claim Deed, Transfer UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026
Deed Sale	Jul 1, 2026
Prior Sale	Mar 29, 2023
Deed Document Number	202654696
Prior Transfer Date	Aug 5, 2024
Prior Transfer Doc	0000053245
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 1, 2026
Property Address	1320 S 950 W, PAYSON, UT 84651-5681
Document Number	0000054696
Instrument Date	Jul 1, 2026
Instrument	202654696
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	REAL ADVANTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 ARCADIA DR, ROSEBURG, OR 97471-9501

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1320 S 950 W, PAYSON, UT 84651-5681
Document Number	0000161423
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 S 950 W PAYSON UT 846515681, PAYSON, UT 84651-5681

Mortgage

Document Number	0000161423
Date	Oct 16, 2020
Instrument	161423

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 6, 2020
Property Address	1320 S 950 W, PAYSON, UT 84651-5681
Document Number	0000015789
Instrument Date	Feb 6, 2020
Instrument	15789:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 S 950 W, PAYSON, UT 84651-5681

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 6, 2020
Property Address	1320 S 950 W, PAYSON, UT 84651-5681
Document Number	0000015829
Instrument Date	Feb 5, 2020
Instrument	15829
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 S 950 W PAYSON UT 846515681, PAYSON, UT 84651-5681

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1320 S 950 W, PAYSON, UT 84651-5681
Document Number	0000105906
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 S 950 W PAYSON UT 846515681, PAYSON, UT 84651-5681

Mortgage

Document Number	0000105906
Date	Nov 5, 2018
Instrument	105906

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1320 S 950 W was $2,945.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,700 (-49.55%)	$494,000 (-8.26%) Land $173,000 Building $321,000
2025	$2,945.00	$538,500 Land $164,800 Building $373,700	$538,500 Land $164,800 Building $373,700
2024	$2,945.00 (+18.04%)
2023	$2,495.00 (-10.03%)	$254,705	$463,100 Land $142,100 Building $321,000
2022	$2,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 S 950 W in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 S 950 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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