1297 S 950 W, Payson, UT 84651 Property Records

Utah County property record for 1297 S 950 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,377 sqft · built 2011
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,400 (Oct 2021)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-693-0026`

Property Details

APN / Parcel Number

Primary APN	`55-693-0026`
Alternative APN	`536662`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,377 sqft
Basement Area	1,439 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	536662
Street Address	1297 S 950 W
City	PAYSON
State	UT
Zip	84651-5680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, PLAT A, WINEGAR ESTATES SUBDV. AREA 0.275 AC.
Legal Subdivision	WINEGAR ESTATES SUBDV
Legal Lot Number	26
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2006
Census Tract	10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 S 950 W, PAYSON, UT 84651-5680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	2021176215
Prior Transfer Date	Feb 11, 2014
Prior Transfer Doc	0000010028
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 15, 2021
Property Address	1297 S 950 W, PAYSON, UT 84651-5680
Document Number	0000176215
Instrument Date	Oct 15, 2021
Instrument	176215:2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1297 S 950 W, PAYSON, UT 84651-5680

Mortgage

Document Number	0000176238
Date	Oct 15, 2021
Instrument	176238:2021

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1297 S 950 W, PAYSON, UT 84651-5680
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134463
Date	Aug 2, 2021
Instrument	134463:2021

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2020
Property Address	1297 S 950 W, PAYSON, UT 84651-5680
Document Number	0000091764
Instrument Date	Jun 24, 2020
Instrument	91764:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TRULY TITLEINC UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 S 950 W, PAYSON, UT 84651-5680

Mortgage

Document Number	0000091765
Date	Jun 30, 2020
Instrument	91765:2020

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1297 S 950 W, PAYSON, UT 84651-5680
Document Number	0000051574
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 S 950 W PAYSON UT 846515680, PAYSON, UT 84651-5680

Mortgage

Document Number	0000051574
Date	Apr 20, 2020
Instrument	51574

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1297 S 950 W, PAYSON, UT 84651-5680
Document Number	0000066872
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 S 950 W PAYSON UT 846515680, PAYSON, UT 84651-5680

Mortgage

Document Number	0000066872
Date	Jul 11, 2017
Instrument	66872

Lender

Name	AMERICA FIRST FCU
Type	Funding / Finance Company
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,195 (-47.71%)	$494,900 (-4.92%) Land $173,000 Building $321,900
2025	$2,847.00	$520,500 (+85.42%) Land $164,800 Building $355,700	$520,500 (+1.98%) Land $164,800 Building $355,700
2024	$2,847.00 (+3.53%)
2023	$2,750.00 (+8.82%)	$280,720	$510,400 Land $142,100 Building $368,300
2022	$2,527.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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