1320 Ruth Dr, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1320 Ruth Dr, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1955
Lot Size	0.162 acres (7,035 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jul 2008)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-23-2-02-021`

Property Details

APN / Parcel Number

Primary APN	`1719-23-2-02-021`
Alternative APNs	`0171923202021` `R0052187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,035 sqft (0.162 acres)
Lot Dimensions	105 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0052187
Street Address	1320 RUTH DR
City	THORNTON
State	CO
Zip	80229-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:68 LOT:32
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	2
Legal Subdivision	THORNTON
Legal Block	68
Legal Lot Number	32
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1003
Census Tract	9202

Owner

1320 Ruth Dr is owned and occupied by two individuals who bought it in July 2008.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 RUTH DR, THORNTON, CO 80229-3617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2008 · Amount on File
Deed Sale	Jul 18, 2008 · Amount on File
Prior Sale	Apr 11, 2008
Deed Document Number	200857704
Prior Transfer Date	Dec 29, 1995
Prior Transfer Doc	0000136507
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1320 RUTH DR, THORNTON, CO 80229-3617
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14980 ZUNI ST, BROOMFIELD, CO 80023-6239

Mortgage

Document Number	0000028775
Date	Mar 31, 2022
Instrument	2022000028775

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 4, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1320 RUTH DR, THORNTON, CO 80229-3617
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112090
Date	Dec 20, 2019
Instrument	2019000112090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Jan 3, 2019
Property Address	1320 RUTH DR, THORNTON, CO 80229-3617
Document Number	0000000718
Instrument Date	Dec 31, 2018
Instrument	2019000000718
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1320 RUTH DR, THORNTON, CO 80229-3617

Mortgage

Document Number	0000000719
Date	Jan 3, 2019
Instrument	2019000000719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Ruth Dr was $1,049, down 59.6% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (-59.62%)	$26,930 Land $6,120 Building $20,810	$396,000 Land $90,000 Building $306,000
2024	$2,598.00 (-17.37%)
2023	$3,144.00 (+5.33%)	$28,820 (+6.35%) Land $6,090 Building $22,730	$426,000 (+9.24%) Land $90,000 Building $336,000
2022	$2,985.00	$27,100 Land $10,560 Building $16,540	$389,955 Land $152,000 Building $237,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Ruth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, LiveWireNet, T-Mobile.

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures