1280 Ruth Dr, Thornton (Denver), CO 80229 Property Records

Adams County property record for 1280 Ruth Dr, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1955
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Oct 2023)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-23-2-02-023`

Property Details

APN / Parcel Number

Primary APN	`1719-23-2-02-023`
Alternative APNs	`0171923202023` `R0052189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	105 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Deck Area	220 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0052189
Street Address	1280 RUTH DR
City	THORNTON
State	CO
Zip	80229-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:68 LOT:30
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	2
Legal Subdivision	THORNTON
Legal Block	68
Legal Lot Number	30
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1003
Census Tract	9202

Owner

1280 Ruth Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Adams County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1280 RUTH DR, THORNTON, CO 80229-3661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 5, 2023	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	202356740
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1280 RUTH DR, THORNTON, CO 80229-3661
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 RUTH DR, THORNTON, CO 80229-3661

Mortgage

Document Number	0000003828
Date	Jan 23, 2026
Instrument	2026000003828

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 5, 2023
Property Address	1280 RUTH DR, THORNTON, CO 80229-3661
Document Number	0000056740
Instrument Date	Oct 4, 2023
Instrument	2023000056740
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 RUTH DR, THORNTON, CO 80229-3661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1280 RUTH DR, THORNTON, CO 80229-3661

Mortgage

Document Number	0000056741
Date	Oct 5, 2023
Instrument	2023000056741

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000056742
Date	Oct 5, 2023
Instrument	2023000056742

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	1280 RUTH DR, THORNTON, CO 80229-3661
Document Number	0000096888
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 RUTH DR THORNTON CO 802293661, THORNTON, CO 80229-3661

Mortgage

Document Number	0000096888
Date	Nov 8, 2019
Instrument	96888

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Ruth Dr was $3,191.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00	$28,360 Land $6,120 Building $22,240	$417,000 Land $90,000 Building $327,000
2023	$3,166.00 (+6.31%)	$29,020 (+7.32%) Land $6,090 Building $22,930	$429,000 (+10.24%) Land $90,000 Building $339,000
2022	$2,978.00	$27,040 Land $10,560 Building $16,480	$389,158 Land $152,000 Building $237,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1280 Ruth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1280 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, LiveWireNet, T-Mobile.

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures