1320 Palm Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1320 Palm Dr, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1962
Lot Size	0.211 acres (9,186 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Sep 2018)
Tax Bill	$7,708 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-207-001`

Property Details

APN / Parcel Number

Primary APN	`03-09-207-001`
Alternative APN	`03-09-207-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,186 sqft (0.211 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1320 PALM DR
City	WHEELING
State	IL
Zip	60090-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	HOLLYWOOD RDG 02
Legal Lot Number	582
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2000
Census Tract	802503

Owner

1320 Palm Dr is owned and occupied by an individual who bought it in September 2018.

Source: Cook County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 PALM DR, WHEELING, IL 60090-4442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	201842057
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1320 PALM DR, WHEELING, IL 60090-4442
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 PALM DR, WHEELING, IL 60090-4442

Mortgage

Document Number	0010306003
Date	Apr 13, 2021
Instrument	2110306003

Lender

Name	DMI MORTGAGE SERVICING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2018
Property Address	1320 PALM DR, WHEELING, IL 60090-4442
Document Number	1827142057
Instrument Date	Sep 11, 2018
Instrument	27142057
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1320 PALM DR WHEELING IL 600904442, WHEELING, IL 60090-4442

Mortgage

Document Number	1827142058
Date	Sep 28, 2018
Instrument	27142058

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 Land $8,267 Building $21,733	$300,000 Land $82,670 Building $217,330
2023	$7,708.00 (+4.87%)
2022	$7,350.00	$22,999 Land $6,889 Building $16,110	$229,990 Land $68,890 Building $161,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Palm Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1320 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures