1309 Palm Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1309 Palm Dr, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1962
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2017)
Tax Bill	$6,162 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-208-007`

Property Details

APN / Parcel Number

Primary APN	`03-09-208-007`
Alternative APN	`03-09-208-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1309 PALM DR
City	WHEELING
State	IL
Zip	60090-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOLLYWOOD)(RIDGE)(UNIT2) RESUB OF LT17 & PT LT18 IN OWNERS DIVISION OF BUFFALO CREEK FARM SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	HOLLYWOOD RIDGE UNIT2
Legal Lot Number	17,18
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2012
Census Tract	802503

Owner

1309 Palm Dr is owned and occupied by an individual who bought it in November 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 PALM DR, WHEELING, IL 60090-4441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage AMERICAN PORTFOLIO MTG
Nov 2, 2017	Warranty Deed, Transfer · Conventional with PMI CIBM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Deed Document Number	201749009
Prior Transfer Date	Apr 24, 2009
Prior Transfer Doc	0000055058
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1309 PALM DR, WHEELING, IL 60090-4441
Document Number	2021306317
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 PALM DR WHEELING IL 600904441, WHEELING, IL 60090-4441

Mortgage

Document Number	2021306317
Date	Jul 31, 2020
Instrument	21306317

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 2, 2017
Property Address	1309 PALM DR, WHEELING, IL 60090-4441
Document Number	1730649009
Instrument Date	Oct 31, 2017
Instrument	30649009
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	JP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 PALM DR WHEELING IL 600904441, WHEELING, IL 60090-4441

Mortgage

Document Number	1730649010
Date	Nov 2, 2017
Instrument	30649010

Lender

Name	CIBM BK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 Land $6,480 Building $22,520	$290,000 Land $64,800 Building $225,200
2023	$6,162.00 (+5.46%)
2022	$5,843.00 Homeowner's exemption	$21,703 Land $5,400 Building $16,303	$217,030 Land $54,000 Building $163,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Palm Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1309 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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