1320 Olive St, Denver, CO 80220 Property Records

Denver City property record for 1320 Olive St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,637 sqft · built 1982
Lot Size	0.154 acres (6,690 sqft)
Owner	Individual Name on Record
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Sale + 3 more
APN	`06051-14-016-000`

Property Details

APN / Parcel Number

Primary APN	`06051-14-016-000`
Alternative APNs	`670405114016` `161724406`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,193 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	444 sqft
Unfinished Basement	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,690 sqft (0.154 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Enclosed/Unfinished Frame Porch
Porch Area	33 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1320 OLIVE ST
City	DENVER
State	CO
Zip	80220-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	L 7 & W 5FT OF S 37.5FT OF L 12 BLK 38 MONTCLAIR
Legal Subdivision	MONTCLAIR
Legal Block	38
Legal Lot Number	7,12
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1015
Census Tract	4310

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 OLIVE ST, DENVER, CO 80220-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 1, 2025	Beneficiary Deed, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 1996
Transfer Doc	0000130431
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1320 OLIVE ST, DENVER, CO 80220-2941
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	CHERRY CREEK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125065
Date	Dec 8, 2025
Instrument	2025125065

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DENVER CO
Recording Date	Oct 1, 2025
Property Address	1320 OLIVE ST, DENVER, CO 80220-2941
Document Number	0000098286
Instrument Date	Sep 3, 2025
Instrument	2025098286
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 OLIVE ST, DENVER, CO 80220-2941

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1320 OLIVE ST, DENVER, CO 80220-2941
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 OLIVE ST, DENVER, CO 80220-2941

Mortgage

Document Number	0000136749
Date	Jul 21, 2021
Instrument	2021136749

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1320 OLIVE ST, DENVER, CO 80220-2941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148829
Date	Oct 24, 2019
Instrument	2019148829

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1320 OLIVE ST, DENVER, CO 80220-2941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127700
Date	Aug 14, 2020
Instrument	2020127700

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00 (+10.55%)	$45,140 (+12.91%) Land $32,440 Building $32,440	$640,300 (-1.75%) Land $460,100 Building $180,200
2024	$2,635.00 (+2.21%)	$39,980 (-) Land $27,140 Building $12,840
2023	$2,578.00 (+10.98%)	$39,980 (+7.42%) Land $27,140 Building $12,840	$651,700 (+21.68%) Land $460,100 Building $191,600
2022		$37,220 Land $29,690 Building $7,530	$535,600 Land $427,200 Building $108,400
2021	$2,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Starry.

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