1304 Olive St, Denver, CO 80220 Property Records

Denver City property record for 1304 Olive St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,499 sqft · built 1889
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Apr 2026)
Tax Bill	$8,369 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more
APN	`06051-14-017-000`

Property Details

APN / Parcel Number

Primary APN	`06051-14-017-000`
Alternative APNs	`670405114017` `161724414`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,499 sqft Living Area
1st Floor Area	1,579 sqft
Upper Floors Area	579 sqft
Basement Area	607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 2003
Architectural Style	Multi-Level
Exterior Material	Brick
Lot Area	13,500 sqft (0.31 acres)
Garage Type	Detached
Garage Area	625 sqft
Porch	Open Frame Porch
Porch Area	219 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1304 OLIVE ST
City	DENVER
State	CO
Zip	80220-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	LTS 8 & 9 & W 5FT OF LTS 10 & 11 BLK 38 MONTCLAIR
Legal Subdivision	MONTCLAIR
Legal Block	38
Legal Lot Number	8-11
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1015
Census Tract	4310

Owner

Source: Denver City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 OLIVE ST, DENVER, CO 80220-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage WESTERRA CREDIT UNION
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CREDIT UNION
Feb 14, 2022	Special Warranty Deed, Transfer · Conventional Mortgage TBK BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	202636104
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	0000167452
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 3, 2026
Property Address	1304 OLIVE ST, DENVER, CO 80220-2941
Document Number	0000036104
Instrument Date	Mar 31, 2026
Instrument	202636104
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 OLIVE ST, DENVER, CO 80220-2941
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036105,
Date	Apr 3, 2026
Instrument	202636105

Lender

Name	WESTERRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Apr 3, 2026
Property Address	1304 OLIVE ST, DENVER, CO 80220-2941
Document Number	0000036105
Instrument Date	Mar 31, 2026
Instrument	202636105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST INTEGRITY TITLE, FITCO (FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 STOUT ST, DENVER, CO 80205-2937
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036105,
Date	Apr 3, 2026
Instrument	202636105

Lender

Name	WESTERRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 14, 2022
Property Address	1304 OLIVE ST, DENVER, CO 80220-2941
Document Number	0000021289
Instrument Date	Feb 11, 2022
Instrument	2022021289
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 OLIVE ST, DENVER, CO 80220-2941

Mortgage

Document Number	0000021291
Date	Feb 14, 2022
Instrument	2022021291

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,369.00 (+1.86%)	$109,400 (+5.46%) Land $55,960 Building $55,960	$1,551,800 (-3.21%) Land $793,800 Building $758,000
2024	$8,216.00 (+2.21%)
2023	$8,038.00 (+40.08%)	$103,740 (+38.76%) Land $49,500 Building $54,240	$1,603,300 (+49.05%) Land $793,800 Building $809,500
2022		$74,760 Land $51,230 Building $23,530	$1,075,700 Land $737,100 Building $338,600
2021	$5,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Starry.

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