1320 Monterey Dr, Sumter, SC 29154 Property Records

Sumter County property record for 1320 Monterey Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2004
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2023)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-08-03-008`

Property Details

APN / Parcel Number

Primary APN	`155-08-03-008`
Alternative APN	`10894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,742 sqft
Upper Floors Area	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Patio Area	100 sqft
Utility Building	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10894
Street Address	1320 MONTEREY DR
City	SUMTER
State	SC
Zip	29154-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 2005-397 0.53 AC
Legal Subdivision	HORTON FIELD
Legal Lot Number	53
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3005
Census Tract	1804

Owner

Source: Sumter County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 MONTEREY DR, SUMTER, SC 29154-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer
Feb 3, 2023	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2023
Deed Book / Page	1311 / 799
Last Transfer Date	Mar 1, 2023
Transfer Doc	0013115992
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER SC
Recording Date	Mar 2, 2023
Property Address	1320 MONTEREY DR, SUMTER, SC 29154-1544
Document Number	0013115992
Book / Page	1311 / 5992
Map Reference	MB PB2006 PG 121
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1320 MONTEREY DR, SUMTER, SC 29154-1544
Investor	Possibly a Property Investor

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 3, 2023
Property Address	1320 MONTEREY DR, SUMTER, SC 29154-1544
Document Number	0013110799
Book / Page	1311 / 799
Instrument Date	Feb 2, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MONTEREY DR, SUMTER, SC 29154-1544
Investor	Possibly a Property Investor

Mortgage

Document Number	0013110803
Date	Feb 3, 2023
Instrument	1311/0803

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (+1,802.74%)	$8,760 (+25.14%) Land $600 Building $8,160	$219,037 (+25.14%) Land $15,000 Building $204,037
2023	$73.00 (+2.82%)	$7,000 (-) Land $600 Building $6,400	$175,035 (-) Land $15,000 Building $160,035
2022	$71.00	$7,000 Land $600 Building $6,400	$175,035 Land $15,000 Building $160,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: FTC.

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