1295 Monterey Dr, Sumter, SC 29154 Property Records

Sumter County property record for 1295 Monterey Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,110 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	Owner Name on File
Last Sale	$145,700 (Jan 2007)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-09-02-001`

Property Details

APN / Parcel Number

Primary APN	`155-09-02-001`
Alternative APN	`10902`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	157 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10902
Old Parcel Number	155 09 02 001
Street Address	1295 MONTEREY DR
City	SUMTER
State	SC
Zip	29154-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 2005-397 0.51 AC
Legal Subdivision	HORTON FIELD
Legal Lot Number	40 2004
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3002
Census Tract	1804

Owner

The current owner of 1295 Monterey Dr bought it in January 2007.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Owner Name on File
Mailing Address	1295 MONTEREY DR, SUMTER, SC 29154-1596
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2007 · Amount on File
Deed Sale	Jan 4, 2007 · Amount on File
Prior Sale	Sep 26, 2006 · Amount on File
Deed Document Number	0010591819
Deed Book / Page	1059 / 1819
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1295 MONTEREY DR, SUMTER, SC 29154-1596
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012893855
Date	Aug 10, 2021
Book Page	1289/3855

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1295 MONTEREY DR, SUMTER, SC 29154-1596
Document Number	0012414011
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MONTEREY DR SUMTER SC 291541596, SUMTER, SC 29154-1596

Mortgage

Document Number	0012414011
Date	Feb 23, 2018
Book Page	001241/004011

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 22, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Monterey Dr was $1,130.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00	$7,030 Land $600 Building $6,430	$175,640 Land $15,000 Building $160,640
2023		$7,030 (-) Land $600 Building $6,430	$175,640 (-) Land $15,000 Building $160,640
2022	$1,120.00	$7,030 Land $600 Building $6,430	$175,640 Land $15,000 Building $160,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1295 Monterey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Monterey Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: FTC.

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