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1320 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 1320 Main St, Reading, MA 01867

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2 ba · 10,947 sqft · built 2021
Lot Size0.62 acres (27,007 sqft)
Owner2 Trust Names on File
Tax Bill$20,296 (2025)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:051.0-0000-0083.0

Property Details

APN / Parcel Number

Primary APNREAD M:051.0-0000-0083.0
Alternative APNs
  • M:051.0=0000=0083.0
  • 2100000000100
  • 2100000000

Interior

Full Baths2 Baths
Half Baths4 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area10,947 sqft Total Area
Gross Area12,370 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2100000000100
Street Address1320 MAIN ST
CityREADING
StateMA
Zip01867-1157
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3008
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0083.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address319 SUMMER AVE, READING, MA 01867-3449
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Nov 02, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Dec 05, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BAY COLONY DEVELOPMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address1320 MAIN ST, READING, MA 01867-1157
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079054-59
DateNov 02, 2021
Book Page79054/59
Instrument240070
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address1320 MAIN ST, READING, MA 01867-1157
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079054-36
DateNov 02, 2021
Book Page79054/36
Instrument240068
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address1320 MAIN ST, READING, MA 01867-1157
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081019-193
DateDec 05, 2022
Book Page81019/193
Instrument176979
Lender
NameBAY COLONY DEVELOPMENT CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$20,296.00 (+58.29%)$1,601,900 (+61.42%) Land $459,900 Building $1,142,000
2024$12,822.00 (-2.2%)$992,400 (-) Land $442,700 Building $549,700
2023$13,110.00$992,400 Land $442,700 Building $549,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Based on FCC filings for 203 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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