1310 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 1310 Main St, Reading, MA 01867

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 1948
Lot Size	9.01 acres (392,872 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Apr 2025)
Tax Bill	$6,669 (2017)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:051.0-0000-0075.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:051.0-0000-0075.0`
Alternative APNs	`M:051.0=0000=0075.0` `2100000000010` `2100000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	5,542 sqft
Basement Area	2,366 sqft
Unfinished Basement	2,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	392,872 sqft (9.01 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2100000000010
Street Address	1310 MAIN ST
City	READING
State	MA
Zip	01867-1157
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 MAIN ST, READING, MA 01867-1157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage READING COOPERATIVE BANK
Jul 24, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK
Mar 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	83945 / 138
Record Updated	Sep 20, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 8, 2025
Property Address	1310 MAIN ST, READING, MA 01867-1157
Document Number	083945-138
Book / Page	83945 / 138
Instrument Date	Apr 7, 2025
Instrument	36226
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1310 MAIN ST, READING, MA 01867-1157

Mortgage

Document Number	0000036227
Date	Apr 8, 2025
Instrument	36227

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 24, 2019
Property Address	1310 MAIN ST, READING, MA 01867-1157
Document Number	72978-262
Book / Page	72978 / 262
Instrument Date	Jul 23, 2019
Instrument	106183
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SUMMER AVE, READING, MA 01867-3449

Mortgage

Document Number	106184
Date	Jul 24, 2019
Instrument	106184

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 21, 2018
Property Address	1310 MAIN ST, READING, MA 01867-1157
Document Number	70761-461
Book / Page	070761 / 000461
Instrument Date	Mar 12, 2018
Instrument	37810
Transaction Type	Transfer
Record Updated	May 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 MAIN ST READING MA 018671157, READING, MA 01867-1157

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$824,219 (+2%) Land $413,619 Building $410,600	$899,080 (-18.77%)
2024		$808,019 (+12.1%) Land $405,519 Building $402,500	$1,106,845
2023		$720,819 Land $361,819 Building $359,000
2017	$6,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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