Rock County property record for 1320 Emerson St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1924 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13620140 |
| Primary APN | 206 13620140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 5,793 sqft (0.133 acres) |
| Account Number | 206 13620140 |
|---|---|
| Street Address | 1320 EMERSON ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 44 FT L 2 PICKARD AND DOWS ADD;SUBJECT TO REC AGREEMENT VOL 260 PG 19 COMMON GARAGE AND DRIVEWAY |
| Legal Subdivision | PICKARD AND DOWS ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1900 |
1320 Emerson St is owned by an individual who acquired it in June 2024.
Source: Rock County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1141 MONACO LN, SAINT CHARLES, MO 63303-6320 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2024 |
| Transfer Doc | 0002263998 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 14, 2024 |
| Property Address | 1320 EMERSON ST, BELOIT, WI 53511-5561 |
| Document Number | 0002263998 |
| Map Reference | VL 260 PG 19 |
| Instrument Date | Jun 11, 2024 |
| Instrument | 2263998 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 HICKORY DALE DR, SAINT CHARLES, MO 63304-2629 |
| Name | Verified Name |
|---|---|
| Address | 1141 MONACO LN, SAINT CHARLES, MO 63303-6320 |
The 2025 property tax bill for 1320 Emerson St was $1,985.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 | $121,600 Land $8,600 Building $113,000 | $133,600 |
| 2023 | $1,454.00 | $92,800 Land $7,900 Building $84,900 | $105,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Emerson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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