Rock County property record for 1309 Emerson St, Beloit, WI 53511
| Property Type | Commercial |
|---|---|
| Details | 3,152 sqft · built 1873 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13620480 |
| Primary APN | 206 13620480 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|---|
| Building Area | 3,152 sqft Total Area |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Lot Area | 20,299 sqft (0.466 acres) |
| Account Number | 206 13620480 |
|---|---|
| Street Address | 1309 EMERSON ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5511 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E 76.75 FT L 2 HINMANS ADD |
| Legal Subdivision | HINMANS ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1900 |
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1309 EMERSON ST, BELOIT, WI 53511-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1309 EMERSON ST, BELOIT, WI 53511-5511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002168176 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2168176 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 (+10.49%) Homeowner's exemption | $192,900 (+6.28%) Land $20,000 Building $172,900 | $211,900 (+2.66%) |
| 2023 | $2,746.00 Homeowner's exemption | $181,500 Land $20,000 Building $161,500 | $206,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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