1320 E Cavanaugh St, El Reno, OK 73036 Property Records

Canadian County property record for 1320 E Cavanaugh St, El Reno, OK 73036

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,161 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$270,000 (May 2021)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	May 2021 Sale & Line of Credit Sep 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020496-001006-000000`

Property Details

APN / Parcel Number

Primary APN	`020496-001006-000000`
Alternative APNs	`090140314` `140314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140314
Street Address	1320 E CAVANAUGH ST
City	EL RENO
State	OK
Zip	73036-4109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ROCK POINT LOT 6 BLOCK 1
Legal Range	07W
Legal Township	12N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	ROCK POINT
Legal Block	1
Legal Lot Number	6
Jurisdiction	CANADIAN OK
Township / Civil Division	EL RENO
Census Block Group	3
Census Block	3048
Census Tract	300300

Owner

Source: Canadian County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6295 S HIGHWAY 81, UNION CITY, OK 73090-5911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Line of Credit BANCFIRST
Sep 1, 2020	Warranty Deed, Transfer · Line of Credit INTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	R 2021 17898
Deed Book / Page	RB 5295 / 166
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	May 25, 2021
Property Address	1320 E CAVANAUGH ST, EL RENO, OK 73036-4109
Document Number	0000017898
Book / Page	RB 5295 / 166
Instrument Date	Apr 22, 2021
Instrument	R 2021 17898
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6295 S HIGHWAY 81, UNION CITY, OK 73090-5911

Mortgage

Document Number	0000005168
Date	May 25, 2021
Instrument	RB 5295/168

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	Sep 1, 2020
Property Address	1320 E CAVANAUGH ST, EL RENO, OK 73036-4109
Document Number	0000206660
Book / Page	RB 5134 / 773
Instrument Date	Aug 26, 2020
Instrument	R 2020 206660
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 STONE HECK DR, EDMOND, OK 73034

Mortgage

Document Number	0000004775
Date	Sep 1, 2020
Instrument	RB 5134/775

Lender

Name	INTERBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Feb 28, 2022

Tax Assessment & Valuation

Source: Canadian County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Canadian County
Municipality	El Reno City
Unified School District	El Reno Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (-0.99%)	$37,128 (+5%) Land $7,200 Building $29,928	$357,428 (-4.07%) Land $60,000 Building $297,428
2024	$3,952.00 (+9.56%)	$35,360 (+5%) Land $7,200 Building $28,160	$372,578 (+8.17%) Land $60,000 Building $312,578
2023	$3,607.00	$33,676 Land $7,200 Building $26,476	$344,440 Land $60,000 Building $284,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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