1312 E Cavanaugh St, El Reno, OK 73036 Property Records

Canadian County property record for 1312 E Cavanaugh St, El Reno, OK 73036

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,161 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$270,000 (Apr 2021)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020496-001004-000000`

Property Details

APN / Parcel Number

Primary APN	`020496-001004-000000`
Alternative APNs	`090140320` `140320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140320
Street Address	1312 E CAVANAUGH ST
City	EL RENO
State	OK
Zip	73036-4109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ROCK POINT LOT 4 BLOCK 1
Legal Range	07W
Legal Township	12N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	ROCK POINT
Legal Block	1
Legal Lot Number	4
Jurisdiction	CANADIAN OK
Township / Civil Division	EL RENO
Census Block Group	3
Census Block	3048
Census Tract	300300

Owner

Source: Canadian County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 NE 16TH ST, OKLAHOMA CITY, OK 73104-1231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 24, 2020	Warranty Deed, Transfer · Line of Credit HIGH PLAINS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	R 2021 13884
Deed Book / Page	RB 5275 / 17
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	Apr 23, 2021
Property Address	1312 E CAVANAUGH ST, EL RENO, OK 73036-4109
Document Number	0000013884
Book / Page	RB 5275 / 17
Instrument Date	Apr 2, 2021
Instrument	R 2021 13884
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NE 16TH ST, OKLAHOMA CITY, OK 73104-1231

Mortgage

Document Number	0000000519
Date	Apr 23, 2021
Instrument	RB 5275/19

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	Feb 24, 2020
Property Address	1312 E CAVANAUGH ST, EL RENO, OK 73036-4109
Document Number	0000004990
Book / Page	RB 5029 / 503
Instrument Date	Feb 20, 2020
Instrument	R 2020 4990
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 STONE HILL DR, EDMOND, OK 73034-9560

Mortgage

Document Number	0000090505
Date	Feb 24, 2020
Instrument	RB 5029/0505

Lender

Name	HIGH PLAINS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2021

Tax Assessment & Valuation

Source: Canadian County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Canadian County
Municipality	El Reno City
Unified School District	El Reno Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (-0.99%)	$37,128 (+5%) Land $7,200 Building $29,928	$357,428 (-4.07%) Land $60,000 Building $297,428
2024	$3,952.00 (+9.56%)	$35,360 (+5%) Land $7,200 Building $28,160	$372,578 (+8.17%) Land $60,000 Building $312,578
2023	$3,607.00	$33,676 Land $7,200 Building $26,476	$344,440 Land $60,000 Building $284,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL RENO serves 16,212 people · EPA ID OK2000902
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024 Turbidity resolved · Dec 2022 Treatment failure resolved · Oct 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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