1320 Durham Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 1320 Durham Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,634 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$201,900 (Mar 2021)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117.025.00000654`

Property Details

APN / Parcel Number

Primary APN	`117.025.00000654`
Alternative APN	`1170250 654`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,634 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,756 sqft
Basement Area	878 sqft
Finished Basement	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	30 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1320 DURHAM DR
City	HERCULANEUM
State	MO
Zip	63048-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE 1 LOT 404
Legal Range	5E
Legal Township	41N
Legal Section	25
Legal Subdivision	PROVIDENCE 1
Legal Block	1
Legal Lot Number	404
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1011
Census Tract	700802

Owner

1320 Durham Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 DURHAM DR, HERCULANEUM, MO 63048-1711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Jun 7, 2007 · Amount on File
Deed Document Number	202112732
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	0000012732
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2021
Property Address	1320 DURHAM DR, HERCULANEUM, MO 63048-1711
Document Number	2021R012732
Map Reference	MB 223 PG 1
Instrument Date	Mar 17, 2021
Instrument	2021R-012732
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	HTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 DURHAM DR, HERCULANEUM, MO 63048-1711

Mortgage

Document Number	2021R012733
Date	Mar 23, 2021
Instrument	2021R-012733

Lender

Name	TOWN & COUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Durham Dr was $3,041.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,900 (-) Land $11,700 Building $39,200	$267,700 (-) Land $61,600 Building $206,100
2025	$3,041.00	$50,900 Land $11,700 Building $39,200	$267,700 (-) Land $61,600 Building $206,100
2024	$3,041.00		$267,700 (+6.48%) Land $61,600 Building $206,100
2023		$47,800 Land $11,700 Building $36,100	$251,400 Land $61,600 Building $189,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Durham Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Durham Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Also Mapped Here	JEFFERSON COUNTY PWSD 7
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20