1317 Durham Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 1317 Durham Dr, Herculaneum, MO 63048

Property Summary

Property TypeSingle Family Home
Details1,590 sqft · built 2013
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$240,700 (Aug 2017)
Tax Bill$3,080 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN117.025.00000285

Property Details

APN / Parcel Number

Primary APN117.025.00000285
Alternative APN
  • 1170250 285

Interior

Stories1 Story
Building Area1,590 sqft Living Area
Gross Area2,220 sqft
1st Floor Area1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area630 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1317 DURHAM DR
CityHERCULANEUM
StateMO
Zip63048-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE 1 LOT 347
Legal Range5E
Legal Township41N
Legal Section25
Legal SubdivisionPROVIDENCE 1
Legal Block1
Legal Lot Number347
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group1
Census Block1029
Census Tract700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
FIRST MISSOURI CU
May 17, 2022Deed of Trust, Mortgage · Line of Credit
FIRST MISSOURI CU
May 4, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MO CU
Aug 25, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2017 · Amount on Record
Deed SaleAug 25, 2017 · Amount on Record
Prior SaleJan 14, 2014
Deed Document Number201726536
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700

Mortgage

Document Number0000025881
DateOct 8, 2025
Instrument2025R-025881
Lender
NameFIRST MISSOURI CU
TypeCredit Union
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 7, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700

Mortgage

Document Number0000016565
DateMay 17, 2022
Instrument2022R-016565
Lender
NameFIRST MISSOURI CU
TypeCredit Union
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700
Document Number0000019514
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1317 DURHAM DR HERCULANEUM MO 630481700, HERCULANEUM, MO 63048-1700

Mortgage

Document Number0000019514
DateJun 5, 2020
Instrument19514
Lender
NameFIRST MO CU
TypeCredit Union
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 4, 2050
Interest
Rate TypeAdjustable Rate

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 25, 2017
Property Address1317 DURHAM DR, HERCULANEUM, MO 63048-1700
Document Number0000026536
Instrument DateAug 17, 2017
Instrument26536
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 8, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1317 DURHAM DR HERCULANEUM MO 630481700, HERCULANEUM, MO 63048-1700

Mortgage

Document Number26537
DateAug 25, 2017
Instrument26537
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityHerculaneum City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,600 (-) Land $11,700 Building $36,900$255,700 (-) Land $61,600 Building $194,100
2025$3,080.00 (+7.58%)$48,600 (+8%) Land $11,700 Building $36,900$255,700 (-) Land $61,600 Building $194,100
2024$2,863.00 (+0.42%)$255,700 (+7.89%) Land $61,600 Building $194,100
2023$2,851.00$45,000 Land $11,700 Building $33,300$237,000 Land $61,600 Building $175,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1993–2003)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERCULANEUM PWS
serves 5,000 people · EPA ID MO6010359
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionApr 2025
Also Mapped HereJEFFERSON COUNTY PWSD 7
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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