1320 Carat Loop, North Pole, AK 99705 Property Records

State of Alaska property record for 1320 Carat Loop, North Pole, AK 99705

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,133 sqft · built 2007
Lot Size1.42 acres (62,304 sqft)
OwnerIndividual Name on Record
Tax Bill$3,317 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN00000408603

Property Details

APN / Parcel Number

Primary APN00000408603

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,133 sqft Living Area

Exterior

Year BuiltBuilt 2007
Lot Area62,304 sqft (1.42 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemWood Furnace

Location & Zoning

Street Address1320 CARAT LOOP
CityNORTH POLE
StateAK
Zip99705-5486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 232 DIAMOND ESTATES OUT OF TL-2406 & 2413 SEC 24 T1S-R1E
Legal SubdivisionDIAMOND ESTATES
Legal Lot Number232
JurisdictionFAIRBANKS NORTH STAR AK
Township / Civil DivisionFAIRBANKS NORTH STAR
Census Block Group1
Census Block1007
Census Tract1402

Owner

Source: State of Alaska records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 CARAT LOOP, NORTH POLE, AK 99705-5486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Aug 1, 2017Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2017
Deed SaleAug 1, 2017
Prior SaleDec 28, 2007
Deed Document Number2017-011942-0
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRBANKS NORTH STAR AK
Property Address1320 CARAT LOOP, NORTH POLE, AK 99705-5486
Transaction TypeMortgage
Record UpdatedJun 29, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200085130
DateJun 16, 2020
Instrument2020-008513-0
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRBANKS NORTH STAR AK
Recording DateAug 1, 2017
Property Address1320 CARAT LOOP, NORTH POLE, AK 99705-5486
Document Number20170119420
Map ReferencePL84-214
Instrument DateJul 28, 2017
Instrument2017-011942-0
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 167, WAINWRIGHT, AK 99782-0167

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 CARAT LOOP, NORTH POLE, AK 99705-5486

Mortgage

Document Number20170119430
DateAug 1, 2017
Instrument2017-011943-0
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Mortgage

Document Number20170119430
DateAug 1, 2017
Instrument2017-011943-0
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateAlaska
CountyFairbanks North Star Borough
Unified School DistrictFairbanks North Star Borough School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,317.00 (+2.57%)$279,236 (+0.72%) Land $10,093 Building $269,143$279,236 (+0.72%) Land $10,093 Building $269,143
2023$3,234.00$277,241 Land $10,093 Building $267,148$277,241 Land $10,093 Building $267,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 75% of Alaska
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GCI Communication
Cable
2,500 / 75
SPITwSPOTS
Fixed Wireless
300 / 75

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