1305 Carat Loop, North Pole, AK 99705 Property Records

State of Alaska property record for 1305 Carat Loop, North Pole, AK 99705

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,140 sqft · built 2007
Lot Size	1.08 acres (47,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`00000408719`

Property Details

APN / Parcel Number

Primary APN	`00000408719`
Alternative APN	`408719`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	720 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,143 sqft (1.08 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1305 CARAT LOOP
City	NORTH POLE
State	AK
Zip	99705-5487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 246 DIAMOND ESTATES OUT OF TL-2406 & 2413 SEC 24 T1S-R1E
Legal Range	01E
Legal Township	1S
Legal Section	24
Legal Subdivision	DIAMOND ESTATES
Legal Lot Number	246
Jurisdiction	FAIRBANKS NORTH STAR AK
Township / Civil Division	FAIRBANKS NORTH STAR
Census Block Group	1
Census Block	1006
Census Tract	1402

Owner

Source: State of Alaska records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 61419, FAIRBANKS, AK 99706-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022
Deed Sale	Jul 15, 2022
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202210647
Prior Transfer Date	Apr 1, 2015
Prior Transfer Doc	0000005233
Record Updated	Sep 20, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Nov 25, 2020
Property Address	1305 CARAT LOOP, NORTH POLE, AK 99705-5487
Document Number	20200220820
Map Reference	PL 84-214
Instrument Date	Oct 2, 2020
Instrument	2020-022082-0
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FRONT ST, FAIRBANKS, AK 99701-3118

Mortgage

Document Number	20200220830
Date	Nov 25, 2020
Instrument	2020-022083-0

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	Alaska
County	Fairbanks North Star Borough
Unified School District	Fairbanks North Star Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+2.54%) Homeowner's exemption	$264,490 (+0.69%) Land $9,429 Building $255,061	$264,490 (+0.69%) Land $9,429 Building $255,061
2023	$3,030.00	$262,676 Land $9,429 Building $253,247	$262,676 Land $9,429 Building $253,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 75% of Alaska
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GCI Communication Cable	2,500 / 75
SPITwSPOTS Fixed Wireless	300 / 75