Delta County property record for 1320 Bluff St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Feb 2025) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R015528 |
| Primary APN | R015528 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R015528 |
|---|---|
| Street Address | 1320 BLUFF ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1320 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: BUSINESS MENS SUBDIVISION BLOCK: 1 LOT: 24-28 TOTAL ACRES 0.14 +/- BUSINESS MENS ADD. /DELTA N5.64 OF LOT 24 & ALL OF LOTS 25,26,27 & THE S3.3 OF LOT 28 ALL IN BLK 1 BUSINESS MENS ADD BK 512 |
| Legal Subdivision | BUSINESS MENS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 24-28 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
1320 Bluff St is owned and occupied by an individual who bought it in February 2025.
Source: Delta County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 BLUFF ST, DELTA, CO 81416-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Feb 5, 1996 · Amount on File |
| Deed Document Number | 2025758712 |
| Prior Transfer Date | Nov 6, 1991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 22, 2026 |
| Property Address | 1320 BLUFF ST, DELTA, CO 81416-2137 |
| Document Number | 0000768513 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026768513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1320 BLUFF ST, DELTA, CO 81416-2137 |
| Document Number | 0000768513, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026768513 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Mar 1, 2055 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1320 Bluff St was $798, up 50.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (+50.57%) | $11,728 (+46.31%) Land $3,125 Building $8,603 | $187,642 Land $50,000 Building $137,642 |
| 2024 | $530.00 (+3.92%) | $8,016 (-) Land $2,295 Building $5,721 | |
| 2023 | $510.00 (+0.99%) | $8,016 (+2.31%) Land $2,295 Building $5,721 | $119,640 (+6.13%) Land $34,253 Building $85,387 |
| 2022 | $505.00 | $7,835 Land $3,128 Building $4,707 | $112,730 Land $45,000 Building $67,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1320 Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1320 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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