Delta County property record for 1304 Bluff St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1946 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Jul 2020) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R015568 |
| Primary APN | R015568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R015568 |
|---|---|
| Street Address | 1304 BLUFF ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1304 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: MALLET EXPEDITED DE BLOCK: 1 LOT: 30-32, SUBDIVISION: GARNET HILLSIDE SUBDIVISION LOT: 25, SUBDIVISION: BUSINESS MENS SUBDIVISION BLOCK: 1 LOT: 30 TOTAL AC 0.15 +- (N123.92, S122.54, E47.95, |
| Legal Subdivision | MALLET EXPEDITED DE |
| Legal Block | 1 |
| Legal Lot Number | 30-32 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1304 BLUFF ST, DELTA, CO 81416-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Jan 7, 2005 · Amount on Record |
| Deed Document Number | 2020720713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 31, 2020 |
| Property Address | 1304 BLUFF ST, DELTA, CO 81416-2137 |
| Document Number | 720713 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 720713 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 456 1740 RD, 456, DELTA, CO 81416-3046 |
| Name | Verified Name |
|---|---|
| Address | 456 1740 RD, DELTA, CO 81416-3046 |
| Document Number | 720714 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 720714 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Number | 720715 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 720715 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 (+19.79%) | $15,211 (+16.49%) Land $3,125 Building $12,086 | $243,378 (+24.88%) Land $50,000 Building $193,378 |
| 2024 | $864.00 (+3.97%) | $13,058 (-) Land $2,613 Building $10,445 | |
| 2023 | $831.00 (+17.04%) | $13,058 (+18.6%) Land $2,613 Building $10,445 | $194,896 (+23.03%) Land $38,995 Building $155,901 |
| 2022 | $710.00 | $11,010 Land $3,128 Building $7,882 | $158,417 Land $45,000 Building $113,417 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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