1320 3rd St, Durant, IA 52747 Property Records

Cedar County property record for 1320 3rd St, Durant, IA 52747

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,355 sqft · built 2003
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Mar 2017)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Apr 2021 Sale Mar 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`040016364880110`

Property Details

APN / Parcel Number

Primary APN	`040016364880110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
Basement Area	1,211 sqft
Finished Basement	725 sqft
Unfinished Basement	486 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	38 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1320 3RD ST
City	DURANT
State	IA
Zip	52747-9752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PAPERS 1ST ADD L 17SOUTH LAKE CONDO UNIT 2
Legal Subdivision	SOUTHLAKE CONDOMINIUMS
Legal Lot Number	17
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3051
Census Tract	450400

Owner

1320 3rd St, a townhouse, is owned and occupied by an individual who bought it in March 2017.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 3RD ST, DURANT, IA 52747-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer
Mar 3, 2017	Warranty Deed, Transfer · Construction Mortgage LIBERTY TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Prior Sale	Apr 4, 2011 · Amount on File
Deed Document Number	2017609
Deed Book / Page	1353 / 106
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	000798/057
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 26, 2021
Property Address	1320 3RD ST, DURANT, IA 52747-9752
Document Number	001583/305
Book / Page	1583 / 305
Map Reference	MB 507 PG 13-37
Instrument Date	Apr 12, 2021
Instrument	2021 1555
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 3RD ST, DURANT, IA 52747-9752

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Mar 3, 2017
Property Address	1320 3RD ST, DURANT, IA 52747-9752
Document Number	001353/106
Book / Page	1353 / 106
Instrument Date	Mar 3, 2017
Instrument	2017 0609
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6031 W KIMBERLY RD, DAVENPORT, IA 52806-6602

Mortgage

Document Number	001353/112
Date	Mar 3, 2017
Book Page	1353/112
Instrument	2017 0610

Lender

Name	LIBERTY TRUST & SAVINGS BANK
Address	DURANT, IA 52747

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 7, 2017

Tax Assessment & Valuation

The 2026 property tax bill for 1320 3rd St was $3,720 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 Homeowner's exemption	$234,700 (-) Land $25,600 Building $209,100	$234,700 (-) Land $25,600 Building $209,100
2025	$3,720.00 (-9.49%) Homeowner's exemption	$234,700 Land $25,600 Building $209,100	$234,700 Land $25,600 Building $209,100
2024	$4,110.00
2023		$229,380 (+30.61%) Land $25,600 Building $203,780	$229,380 Land $25,600 Building $203,780
2022	$3,158.00	$175,620 Land $20,210 Building $155,410
2021			$175,620 Land $20,210 Building $155,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Night Owl Wireless.

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