1314 3rd St, Durant, IA 52747 Property Records

Cedar County property record for 1314 3rd St, Durant, IA 52747

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,355 sqft · built 2001
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (May 2019)
Tax Bill	$3,956 (2026)
Deeds & Mortgages	Jul 2018 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040016364880080`

Property Details

APN / Parcel Number

Primary APN	`040016364880080`
Alternative APN	`40004001636488008000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
Basement Area	1,211 sqft
Finished Basement	875 sqft
Unfinished Basement	336 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	38 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1314 3RD ST
City	DURANT
State	IA
Zip	52747-9752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PAPERS 1ST ADD L 15SOUTH LAKE CONDO UNIT 5
Legal Subdivision	PAPERS 1ST ADD
Legal Lot Number	15
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3051
Census Tract	450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 3RD ST, DURANT, IA 52747-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2018	Deed of Trust, Mortgage VIBRANT CREDIT UNION
May 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RUHL MORTGAGE LLC
Jun 19, 2019	Warranty Deed, Transfer · Stand-Alone Refinance RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	20191235
Deed Book / Page	1464 / 232
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	001063/214
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1314 3RD ST, DURANT, IA 52747-9752
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001426/0000000038
Date	Jul 19, 2018
Book Page	0000001426/0000000038
Instrument	000000002338

Lender

Name	VIBRANT CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	114 Months
Due	Jan 1, 2028

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 1, 2019
Property Address	1314 3RD ST, DURANT, IA 52747-9752
Document Number	001464/232
Book / Page	1464 / 232
Instrument Date	Apr 24, 2019
Instrument	1235
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 3RD ST, DURANT, IA 52747-9752
Investor	Possibly a Property Investor

Mortgage

Document Number	001464/236
Date	May 1, 2019
Book Page	1464/236
Instrument	1236

Lender

Name	RUHL MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 19, 2019
Property Address	1314 3RD ST, DURANT, IA 52747-9752
Document Number	001471/272
Book / Page	1471 / 272
Instrument Date	Apr 21, 2019
Instrument	1780
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 3RD ST, DURANT, IA 52747-9752
Investor	Possibly a Property Investor

Mortgage

Document Number	001471/276
Date	Jun 19, 2019
Book Page	1471/276
Instrument	1781

Lender

Name	RUHL MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,956.00	$238,090 (-) Land $23,280 Building $214,810	$238,090 (-) Land $23,280 Building $214,810
2025	$3,956.00 (-5.13%)	$238,090 (+2.47%) Land $23,280 Building $214,810	$238,090 (+2.47%) Land $23,280 Building $214,810
2024	$4,170.00 (+31.88%)
2023		$232,340 (+32.09%) Land $23,280 Building $209,060	$232,340 (+32.09%) Land $23,280 Building $209,060
2022	$3,162.00	$175,900 Land $18,380 Building $157,520
2021			$175,900 Land $18,380 Building $157,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Night Owl Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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