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1320 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 1320 2nd Ave, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,317 sqft · built 1950
Lot Size1.07 acres (46,804 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Jul 2003)
Tax Bill$3,750 (2026)
Deeds & MortgagesJan 2026 Second Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0200-00160

Property Details

APN / Parcel Number

Primary APN185-0200-00160
Alternative APN
  • 741661

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,317 sqft Gross Area
1st Floor Area1,339 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area46,804 sqft (1.07 acres)
Garage Area1,200 sqft

Exterior Amenities

PorchSlab
Porch Area199 sqft
Storage Building264 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number741661
Street Address1320 2ND AVE
CityDULUTH
StateMN
Zip55810-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 16 THRU 19 EX ELY 150 FT SERIAL #
Legal SubdivisionNORTONS PROCTOR GARDENS
Legal Block1
Legal Lot Number16-19
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group1
Census Block1003
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0200-00160

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1320 2ND AVE, DULUTH, MN 55810-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HERMANTOWN FCU
Jan 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
PROCTOR FEDERAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2003 · Amount on Record
Deed SaleJul 08, 2003 · Amount on Record
Deed Document Number2003905125
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1320 2ND AVE, DULUTH, MN 55810-1220
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 2ND AVE, PROCTOR, MN 55810-1220

Mortgage

Document Number0001527025
DateJan 29, 2026
Instrument1527025
Lender
NameHERMANTOWN FCU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueDec 28, 2040

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1320 2ND AVE, DULUTH, MN 55810-1220
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001435033
DateJan 12, 2022
Instrument1435033
Lender
NamePROCTOR FEDERAL CU
TypeCredit Union
AddressDULUTH, MN 55810
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueDec 10, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,750.00 (+11.34%) Homeowner's exemption
2025$3,368.00 (+9.35%) Homeowner's exemption$280,200 (+7.73%) Land $56,700 Building $223,500$280,200 (+7.73%) Land $56,700 Building $223,500
2024$3,080.00$260,100 (+30.44%) Land $29,800 Building $230,300$260,100 (+30.44%) Land $29,800 Building $230,300
2022$199,400 Land $22,500 Building $176,900$199,400 Land $22,500 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2012)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 14% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AirFiberFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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