1226 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 1226 2nd Ave, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,148 sqft · built 1994
Lot Size	0.881 acres (38,403 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Sep 2019)
Tax Bill	$4,108 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0200-00200`

Property Details

APN / Parcel Number

Primary APN	`185-0200-00200`
Alternative APN	`1076802`

Interior

Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,148 sqft Gross Area
1st Floor Area	1,148 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	38,403 sqft (0.881 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	144 sqft
Storage Building	130 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1076802
Street Address	1226 2ND AVE
City	DULUTH
State	MN
Zip	55810-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 AND 21 SERIAL #
Legal Subdivision	NORTON S PROCTOR GARDENS
Legal Block	1
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1003
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0200-00200

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1226 2ND AVE, DULUTH, MN 55810-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 03, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2019 · Amount on Record
Deed Sale	Sep 03, 2019 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	20191014554
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1226 2ND AVE, DULUTH, MN 55810-1218
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 2ND AVE, PROCTOR, MN 55810-1218

Mortgage

Document Number	0001099089
Date	Feb 13, 2026
Instrument	1099089

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 03, 2019
Property Address	1226 2ND AVE, DULUTH, MN 55810-1218
Document Number	00T1014554
Instrument Date	Aug 30, 2019
Instrument	T1014554
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$828.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1226 2ND AVE PROCTOR MN 558101218, PROCTOR, MN 55810-1218

Mortgage

Document Number	T1014555
Date	Sep 03, 2019
Instrument	T1014555

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,108.00 (+11.69%) Homeowner's exemption
2025	$3,678.00 (+9.33%) Homeowner's exemption	$303,900 (+8.27%) Land $52,800 Building $251,100	$303,900 (+8.27%) Land $52,800 Building $251,100
2024	$3,364.00	$280,700 (+30.44%) Land $29,200 Building $251,500	$280,700 (+30.44%) Land $29,200 Building $251,500
2022		$215,200 Land $22,000 Building $193,200	$215,200 Land $22,000 Building $193,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 14% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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