1320 28th Ave N, Naples, FL 34103 Property Records

Collier County property record for 1320 28th Ave N, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details1,537 sqft · built 1971
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Dec 2013)
Tax Bill$2,603 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN051700 B 194A27

Property Details

APN / Parcel Number

Primary APN051700 B 194A27
Alternative APNs
  • 08131800003013900B194
  • 08131800003
  • 8131800003

Interior

Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,537 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address1320 28TH AVE N
CityNAPLES
StateFL
Zip34103-4559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionFRANKS BLK B E 6FT OF LOT 18, LOT 19 AND W 18FT OF LOT 20
Legal Range25
Legal Township49
Legal Section27
Legal SubdivisionFRANKS SUBDIVISION
Legal Tract051700
Legal BlockB
Legal Lot Number19
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract200

Owner

1320 28th Ave N is owned and occupied by two individuals who bought it in December 2013.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1320 28TH AVE N, NAPLES, FL 34103-4559
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2013 · Amount on File
Deed SaleDec 30, 2013 · Amount on File
Deed Document Number20134929241
Deed Book / Page4996 / 1746
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1320 28TH AVE N, NAPLES, FL 34103-4559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058782870
DateJan 20, 2021
Book Page5878/2870
Instrument5987384
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1320 28th Ave N was $2,603 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,101 (+2.7%)$806,052 (-1.78%) Land $538,330 Building $267,722
2025$2,603.00 Homeowner's exemption$326,291$820,635 Land $660,528 Building $160,107
2023$2,493.00 (-2.31%) Homeowner's exemption$307,859 (+3%)$703,546 (+30.37%) Land $587,136 Building $116,410
2022$2,552.00 Homeowner's exemption$298,892$539,636 Land $417,417 Building $122,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 28th Ave N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 89 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims10 (1979–2022)
Claims Outside the SFHA3 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 28th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 28th Ave N

Nearby Streets

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